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Featured Q&A from Augusta University

Does the emergency fund rule of thumb still come in to play, maybe now more than ever?

Wendy  Habegger, PhD

Wendy Habegger, PhD

Lecturer in the James M. Hull College of Business

Yes, but I don't go by the standard rule of thumb for emergency savings – having three to six months of expenses saved. I teach students their goal should be to have 12 months of expenses saved. The three to six months rule is obsolete.

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