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Amy Marko - Unum. Chattanooga, TN, US

Amy Marko Amy Marko

Senior Vice President, Dental and Vision Products | Unum

Chattanooga, TN, UNITED STATES

Amy Marko specializes in dental and vision insurance for Unum, a leading provider of workplace financial protection benefits

Areas of Expertise (5)

Employee Benefits

Provider Relations

Vision Insurance

Dental Insurance

Supplemental Insurance


Amy Marko oversees dental and vision products for Unum. She’s the strategic lead for product development, provider networks, cost containment and utilization, and third-party product partnerships. She oversees the business owners and staff for these business units as well.

Prior to joining Unum in 2017, Marko served as vice president of insurance operations for Aspen Dental Management. Her entire career has been spent in the dental and vision industry with roles of increasing responsibility with employers including Kaiser Permanente, Aetna, and SafeGuard Dental & Vision.



Accomplishments (1)

Gabryl Award


Professional Affiliations (2)

  • Former Chair, Oregon Oral Health Coalition
  • Former two-time Board Member, National Association of Dental Plans

Selected Media (4)

Unum finds significant number of Millennials value vision insurance

Business Wire  


Vision insurance covers the cost of comprehensive eye exams and can significantly decrease the cost of eyeglasses and contact lenses – items usually not covered by private medical plans. These plans have typically appealed to older workers with aging eyes. However, younger workers today are facing more vision problems compared to young adults 40 years ago, according to a study in JAMA Ophthalmology magazine.

“Vision plans help fill a gap in coverage to maintain eye health, appealing to a multigenerational workforce,” said Amy Marko, senior vice president of dental and vision products at Unum. “These benefits can help an employer decrease the cost of health care, increase productivity and minimize the current workforce trend of job-hopping.”

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Unum finds U.S. workers stressed about cost of dental care

Business Wire  


Employee benefits provider Unum (NYSE: UNM) finds that 41 percent of adults cite the cost of dental care, including out of pocket costs for procedures, as the top stressor about their personal oral health. This figure was higher among women (46 percent) than men (37 percent), and among workers ages 50-64 (45 percent). These results and other key findings were part of an online poll among 1,229 working U.S. adults conducted by Unum in September.

“It’s no surprise that the thought of going to the dentist evokes anxiety, but cost doesn’t need to be the trigger,” said Amy Marko, SVP of dental and vision products for Unum. “Dental insurance plans typically cover preventive care costs and significantly reduce the cost of other dental procedures, making oral health much more affordable. We also find that employees with dental insurance are more likely to use their dental benefits and seek preventive care, which can prevent bigger health issues down the road.”

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Preventive Dental Benefits Save Employers Money, Studies Find

Society for Human Resource Management  


February is National Children's Dental Health Month, co-sponsored by the American Dental Association.

"Regular dental care is a fundamental component to overall health and wellness—it's the same for toddlers and young children," said Amy Marko, senior vice president for dental and vision products at Starmount, a subsidiary of insurer Unum Group. According to the American Academy of Pediatric Dentistry, delayed dental care for school-age children increases the likelihood that they'll need costly, major dental services, she noted. "Without regular dental care and hygiene, employees and their dependent children face other or more serious health concerns and higher health care costs."

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Starmount’s Amy Marko Receives the Dental Benefits Industry’s Highest Honor



The National Association of Dental Plans (NADP) awarded Amy Marko of Starmount Life Insurance Company with the dental benefits industry’s highest honor, the Gabryl Award, at the 2017 CONVERGE conference in Atlanta, Georgia.

The award, presented annually by the NADP to honor a member’s industry leadership and long-term contributions to help the organization’s mission, recognizes Marko’s service and achievement in fostering communication, education and collaboration between dental plans and providers.

“I am honored and humbled to receive the recognition,” Marko said. “I know the past Gabryl recipients and the work they’ve done and am honored to be in their company.”

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