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Joel Picard - Fontaine & Associates. Timmins, ON, CA

Joel Picard Joel Picard

Licensed Insolvency Trustee (LIT) | Fontaine & Associates

Timmins, ON, CANADA

Joel is an experienced, dedicated bilingual professional who thrives on helping people and families overcome their debt issues.






What is bankruptcy going to cost? What can't a bankruptcy fix? What is considered income in the bankruptcy process?



Joel has extensive knowledge of consumer proposals, bankruptcy and restructuring. He truly enjoys helping people solve their debt problems to put them back on course in achieving their financial goals. Joel previously managed a family business in the tourism industry -- and, for that reason, truly understands the struggles small and medium sized businesses face. A little known fact about Joel is that is a former Canadian Junior Track and Field Gold Medalist in the 10,000-metre event.

Industry Expertise (2)

Financial Services

Business Services

Areas of Expertise (8)

Debt Elimination

Credit Cards

Student Loans

Consumer Proposals


Budget Modelling

Corporate Restructuring


Education (3)

Laurentian University: BBA, Bachelor of Business Administration 2001

Canadian Association of Insolvency and Restructuring Professionals: CIRP, Insolvency 2014

Canadian Association of Insolvency and Restructuring Professionals: Qualified Insolvency Counsellor, Insolvency 2010

Affiliations (1)

  • Canadian Association of Insolvency and Restructuring Professionals

Languages (2)

  • English
  • French