Joseph Kalmenovitz

Assistant Professor of Finance University of Rochester | Simon School of Business

  • Rochester NY

Kalmenovitz is an expert in the economics of regulation, how regulation is formed, and how regulation affects economic decisions.

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2 min

As Trump rolls back regulations, this expert examines the costs of compliance

President Donald Trump has signaled a push to scale back federal regulation across a wide range of industries, reigniting a national debate over the costs and benefits of government rules. For Joseph Kalmenovitz, an assistant professor of finance at the University of Rochester’s Simon Business School who studies the economics of regulation, the moment underscores the importance of understanding not just what regulations do — but how much they cost. Kalmenovitz, who combines legal training with cutting-edge empirical methods, has developed innovative ways to measure regulatory intensity. His research shows how compliance requirements translate into millions of additional hours of paperwork for firms — costs that often fall outside public view. A recent Bloomberg Law article cited his work in explaining how Wall Street alone devotes an estimated 51 million extra hours each year to compliance since the Great Financial Crisis. Beyond tallying hours, Kalmenovitz’s studies also explore how overlapping rules across agencies — what he calls “regulatory fragmentation” — can stifle productivity, profitability, and growth, especially for smaller firms. His long-term aim is to provide evidence-based insights that can guide smarter rulemaking in Washington. “The dream is that people will take insights from my work and use them to improve the way regulation is conceived,” he told Simon Business Magazine. Kalmenovitz is a leading voice in translating data into meaningful insights about the hidden costs and design of regulation whose work has been published in the Journal of Finance, the Review of Financial Studies, Management Science, and the Journal of Law and Economics. He is available for interviews and can be contacted through his profile.

Joseph Kalmenovitz

Areas of Expertise

Regulation

Biography

Professor Kalmenovitz is primarily interested in the economics of regulations. Companies view regulation as a major risk factor that profoundly affects every business decision. But there is surprisingly little research on regulation. Even basic questions, such as how to measure regulation, remain unsolved. Kalmenovitz works with large new datasets and relies on his extensive legal training to try to shed light on this fundamental topic. He is also interested in the intersection of finance and labor and in corporate governance.

Kalmenovitz is a member of the Israel Bar Association and served as a senior law clerk for the Supreme Court of Israel prior to his academic career.

Education

New York University

PhD

Finance

2020

New York University

MS

Philosophy and Finance

2019

The Hebrew University of Jerusalem

BA / LL.B

Economics and Law

2012

Selected Media Appearances

Playing by Rules Costs Wall Street Extra 51 Million Hours a Year

Bloomberg Law  online

2025-08-11

Nationally, Americans spend 3.2% of total working hours complying with federal rules, according to a study on the intensity of regulations. The benefit is much harder to measure, said Joseph Kalmenovitz, a finance professor at the University of Rochester who authored the study.

In aviation, for instance, “how do you measure the benefit of a regulation that decreases the chance of a plane crash by even just one percent?” Kalmenovitz said.

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Should We Pay Regulators According to Their Performance?

ProMarket  online

2024-09-27

Should we pay regulators according to their performance? In a new paper, Jason Chen, Jakub Hajda, and Joseph Kalmenovitz show that a pay-for-performance system has a surprising effect: it increases regulatory effort but also motivates regulators, especially the productive ones, to quit and join the private sector.

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