Per Kamperin - . Stockholm, , SE

Per Kamperin Per Kamperin

Banking Professional

Stockholm, SE

Independent Banking Professional

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Biography

Per Kamperin is an Independent Banking Professional and Financial Expert specializing in banking regulation, capital management, governance, data and reporting, stakeholder liaison challenges, and compliance.

Industry Expertise (5)

Banking Financial Services Beverages - Alcoholic Food and Beverages Management Consulting

Areas of Expertise (7)

Banking Regulation Financial Services Regulation of Financial Institutions Wine Wine Tasting Barolo Barbaresco

Education (3)

Executive Management Program, Stockholm School of Economics, Stockholm, Sweden: Executive Management Program, Managemnet 2012

Certified European Financial Analyst (AFA/CEFA) , Stockholm School of Economics, Stockholm, Sweden,: CEFA, Financial Management 2000

Gothenburg School of Economics, Gothenburg, Sweden: Master of Science in Business and Economics, Business and Economics

Languages (2)

  • English
  • Swedish

Articles (46)

The 3 Main Elements of Kyokushin Karate: Kihon, Kata, and Kumite Per Kamperin

2015-02-25

Per Kamperin has been highly interested and involved in the practice and theory of Kyokushin karate for years. Kyokushin is a form of full contact karate. Translated from Japanese, Kyokushin means “the ultimate truth”.

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Singapore: Essential Travel Tips Per Kamperin

2015-03-13

Per Kamperin enjoys traveling with his friends and family. One of his most frequented travel destinations is Singapore, a beautiful island country in Southeast Asia.

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Sweden National Football Team: World Cup History Per Kamperin

2015-04-15

Per Kamperin is a banking professional in Stockholm. Outside of his professional career he is also passionate about sports and following his local teams including the Sweden national football team.

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Vacationing in Aitutaki Per Kamperin

2015-07-24

Per Kamperin loves to travel and vacation with his friends and family. He has traveled to many different areas of the world including Australia, Singapore, and the Pacific Island, Aitutaki.

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Common Types of Japanese Swords: Katana, Wakizashi, and Tachi Per Kamperin

2015-07-31

Per Kamperin has many interesting hobbies including traveling, exploring the outdoors, and Kyokushin karate. Another unique hobby of his is learning about and collecting Japanese swords.

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Things to do When Visiting Singapore Per Kamperin

2016-05-06

Per Kamperin loves traveling and exploring new places and cultures. Over the years, he has had the opportunity to visit many unique areas of the world. One of his favorite places to visit is Singapore.

Located in Southeast Asia, Singapore started as a British colony in the 1800s and grew tosingapore per kamperin be one of the world’s most wealthy countries. While it may be small, this country is packed with modern amenities, skyscrapers and plenty to do. Its mix of Chinese, Indian and Malaysian residents makes it a hub for interesting culture. When visiting Singapore, here are some of the top things to check out:

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Basel III Monitoring Report Per Kamperin

2016-09-12

The Basel Committee today published the results of its latest Basel III monitoring exercise. The Committee established a rigorous reporting process to regularly review the implications of the Basel III standards for banks and it has published the results of previous exercises since 2012. Per Kamperin

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Mario Draghi: European Systemic Risk Board (welcome address) Per Kamperin

2016-09-25

Speech by Mr Mario Draghi, President of the European Central Bank and Chair of the European Systemic Risk Board, at the first annual conference of the ESRB, Frankfurt am Main, 22 September 2016.

Per Kamperin

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Financial inclusion: guidance on the regulation and supervision of institutions published by the Basel Committee Per Kamperin

2016-09-26

The Basel Committee on Banking Supervision has today issued final Guidance on the application of the Core Principles for Effective Banking Supervision to the regulation and supervision of institutions relevant to financial inclusion. The Basel Committee's Core Principles for Effective Banking Supervision are the de factominimum standard for sound prudential regulation and supervision of banks and banking systems.

The Guidance published today identifies 19 of the total 29 Basel Core Principles where additional guidance is needed in the application of the Core Principles to the supervision of financial institutions engaged in serving the financially unserved and underserved. The Guidance also specifies the "Essential Criteria" and "Additional Criteria" associated with the Core Principles that have specific relevance to financial inclusion. The problem of financially unserved and underserved sectors of society is a global issue. In recognition of this, the Guidance is useful to both Basel Committee member and non-member jurisdictions. This includes those jurisdictions in which bank supervisors are striving to comply with the Core Principles and which may implement this Guidance gradually over time.

The final Guidance reflects comments received on a consultative version published in December 2015. It builds on past work by the Committee to elaborate additional guidance in the application of the Core Principles to the supervision of financial institutions engaged in serving the financially unserved and underserved. This includes a report on the Range of practice in the regulation and supervision of institutions relevant to financial inclusion and expands on Microfinance activities and the Core Principles for Effective Banking Supervision.

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PRA Regulatory Digest Per Kamperin

2016-10-02

This digest is for people interested in the UK financial services industry and highlights key regulatory news and publications
delivered for the month. Readers are encouraged to continue to visit the Bank of England website throughout the month, Per Kamperin

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Per Kamperin Sweden Per Kamperin

2016-10-03

Per Kamperin stays up to date with the latest news and happenings in Sweden particularly related to business, travel, sports, etc. http://perkamperin.com/

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EBA publishes final Guidelines on implicit support for securitisation transactions Per Kamperin

2016-10-04

The European Banking Authority (EBA) published today its final Guidelines on implicit support for securitisation transactions. The objective of these Guidelines is to clarify what constitutes arm's length conditions and to specify when a transaction is not structured to provide support for securitisations. The Guidelines will contribute towards the successful implementation of the Commission's securitisation package under the Capital Markets Union reform, giving clarity on the matter to credit institutions.

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Oliver Hart and Bengt Holmstrom win the Nobel prize for economic sciences Per Kamperin

2016-10-09

SUPPOSE that you and I are interested in opening a lemonade stand together. We agree that I will bring the materials we need (cups, stand and so forth) while you will make the lemonade. I’ll do the pouring while you mind the cashbox and at the end we will split the proceeds fairly. A doubt niggles, though. I am worried you might, at the end, try to hog the contents of the cashbox. We therefore decide to draw up a contract (common practice in the lemonade-stand industry) dictating that the returns to our operation must be split evenly. But then you start to worry: much of the success of our stand will depend on the quality of the lemonade, over which I have no control. What if I decide to slack off and piggyback on your lemonade-brewing genius, knowing that after you pour your sweat into the lemonade (not literally), the split is still an even 50-50? We therefore set to haggling over language in the contract setting out precisely how each of us should do our respective jobs.

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Finalising Basel III Per Kamperin

2016-10-11

Introductory remarks by William Coen, Secretary General of the Basel Committee, at the meeting with the European Parliament's Committee on Economic and Monetary Affairs (ECON Committee), Brussels, Wednesday 12 October 2016.

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Eleventh progress report on adoption of the Basel regulatory framework Per Kamperin

2016-10-18

This updated Progress report on adoption of the Basel regulatory framework provides a high-level view of Basel Committee members' progress in adopting Basel III standards as of end-September 2016.

The report focuses on the status of adoption of all Basel III standards (which will become effective by 2019) to ensure that the Basel standards are transformed into national law or regulation according to the internationally agreed timeframes. The report is based on information provided by individual members as part of the Committee's Regulatory Consistency Assessment Programme (RCAP). The report includes the status of adoption of the Basel III risk-based capital standards, the leverage ratio, the liquidity coverage ratio (LCR), the net stable funding ratio (NSFR), the standards for global and domestic systemically important banks (SIBs), Pillar 3 disclosure requirements, and the large exposure framework.

In addition to periodically reporting on the status of adoption, all Committee members undergo an assessment of the consistency of their domestic rules with the Basel standards.

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Per Kamperin Scoop.it Per Kamperin

2016-10-25

Per Kamperin, one of Stockholm's most knowledgeable regulatory experts, has extensive experience in the financial industry, banking regulation and compliance, serving as an Independent Banking Professional since 2013. Visit http://perkamperin.com/ for more information. On this page you will find news and resources related to business and finance.

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How should prudential and monetary policies in open economies react to "current global conditions"? Per Kamperin

2016-11-03

Intervention by Mr Luiz Awazu Pereira da Silva, Deputy General Manager of the BIS, at the BoE-HKMA-IMF Joint Conference on "Monetary, Financial and Prudential Policy Interaction in the Post-Crisis World", Hong Kong, 24-25 October 2016.

In a global environment characterised by the implementation and the consequences of unconventional monetary policies (ultra-low rates, exchange rate volatility, large capital flows, etc), how should policy frameworks of small open and emerging market economies react? How should those economies lean against the wind and with what instruments? Apart from monetary policy, what combination of macroprudential tools should this include? We illustrate the results of leaning against the wind with a combination of macroprudential and monetary policies that complement each other and help to achieve both price and financial stability. More specifically, calling this an integrated inflation targeting (IIT) framework, we show the need to coordinate and jointly calibrate both instruments. Nevertheless, we acknowledge that there is a need to continue to explore a research agenda on how, when and with what combination of complementary tools we can best lean against the wind.

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The Dappled World – speech by Andy Haldane Per Kamperin

2016-11-12

The past few years have witnessed a jarring financial crisis as great as any have experienced since the world wars, a crisis whose aftershocks are still being felt today. Against that dramatic backdrop, I thought I would use this occasion to reflect on the state of economics, not least in helping us make sense of such catastrophic phenomena.

This topic has risen in both prominence and urgency since the financial crisis (Coyle and Haldane (2015), Battiston et al (2016)). Indeed, it would probably not be an exaggeration to say the economic and financial crisis has spawned a crisis in the economics and finance profession - and not for the first time. Much the same occurred after the Great Depression of the 1930s when economics was rethought under Keynes’ intellectual leadership (Keynes (1936)).

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Per Kamperin Per Kamperin

2016-11-19

Per Kamperin is a well-known Stockholm banking professional with a long list of specialties and accreditations in the financial industry.

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Europeiska bankmyndigheten (EBA) Per Kamperin

2016-11-19

Europeiska bankmyndigheten (EBA) är en oberoende EU-myndighet som arbetar för att säkra en effektiv och enhetlig reglering och tillsyn i hela den europeiska banksektorn. Myndighetens övergripande mål är att upprätthålla stabiliteten i det finansiella systemet i EU och att skydda banksektorns integritet, effektivitet och korrekta funktion.

EBA ingår i det europeiska systemet för finansiell tillsyn, som består av tre tillsynsmyndigheter: Europeiska värdepappers- och marknadsmyndigheten (Esma), Europeiska bankmyndigheten (EBA) och Europeiska försäkrings- och tjänstepensionsmyndigheten (Eiopa). I systemet ingår även Europeiska systemrisknämnden (ESRB) och dessutom den gemensamma kommittén för de europeiska tillsynsmyndigheterna samt de nationella tillsynsmyndigheterna.

EBA är oberoende men ansvarig inför Europaparlamentet, Europeiska unionens råd och Europeiska kommissionen.

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A showdown looms over bank-capital rules Per Kamperin

2016-11-25

European banks fear that proposed revisions will penalise them unfairly.

THEY lack the magic of “Harry Potter” and provoke even less laughter than “Police Academy”, but the sequels keep coming. In Santiago on November 28th and 29th the committee of central bankers and supervisors from nearly 30 countries that draws up global bank-capital standards is due to thrash out revisions to Basel 3, the version agreed on after the financial crisis of 2008. European (and some Asian) bankers and officials fear additional capital requirements are coming; Americans are all for the changes. Stand by for a standoff in Chile.

Spurred by Basel 3, banks have stuffed billions into capital cushions that the crisis showed to be woefully thin. Between mid-2011 and the end of last year, 91 leading lenders bolstered their common equity by €1.4trn ($1.5trn), or 65%, according to the Bank for International Settlements (BIS), which provides the Basel committee’s secretariat. The ratio of equity to risk-weighted assets, an important regulatory gauge, climbed from 7.1% to 11.8%. Although Basel 3 need not be fully honoured until 2019, most banks are far above the minimum of 4.5% (additional buffers, some at national level, raise the actual floor much higher).

But the committee has been taking a closer look at banks’ calculations of risk-weighted assets. It has concluded that banks’ internal models vary too much: in an exercise in 2013, in which it asked 32 lenders to assess the required capital ratio for the same hypothetical credit portfolio, the highest answer was four percentage points above the lowest. Some banks, it believes, are too sanguine about credit risk.

So the committee has suggested restricting the use of banks’ in-house models in assessing loans to large companies and other banks, and in specialised lending such as project finance. (Because defaults are rare, the reasoning goes, there are not enough data to model risks well.) Where banks’ own models are used, it wants minimum values for important parameters, such as the probability that loans go bad. And it is considering an “output floor”—a lower bound for the risk-weighted sum of their assets—of 60-90% of the figure calculated under a “standardised” method.

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Trump Has Chairman of Top Nordic Bank Predicting Better Times Per Kamperin

2016-11-26

The chairman of the biggest Nordic bank says Donald Trump’s election win is good news for the U.S. economy, thanks to the real estate mogul’s pledge to deliver tax cuts and deregulation.

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Revising bank-capital standards Per Kamperin

2016-12-02

A STEEP climb awaited the Basel Committee on Banking Supervision in Santiago on November 28th and 29th. The central bankers and regulators hoped to agree on revisions to Basel 3, the post-crisis version of bank-capital standards. On November 30th Stefan Ingves, the group’s chairman and head of Sweden’s central bank, said that “the contours of an agreement are now clear”. But the climbers are still short of the summit.

The committee had proposed restricting the use of banks’ internal models for calculating risk-weighted assets—which in turn help determine how much capital banks must have at hand. Models varied too much, it said; low risk-weights were flattering some banks’ ratios. But European bankers and officials had complained for months that the proposals would penalise banks that have lots of (low-risk) corporate loans or mortgages (eg, in Germany or Sweden). They sniffed an American plot: American banks, holding fewer such assets, would be untouched.

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Bank capital requirements and balance sheet management practices: has the relationship changed after the crisis? Per Kamperin

regression techniques to evaluate whether the effects of capital requirements on banks’ balance sheet adjustments changed after the 2008–09 financial crisis. We find that after the crisis banks placed more emphasis on overall asset de-leveraging. A 1 percentage point increase in capital requirements lowered total asset growth by 14 basis points before the crisis and 20 basis points after the crisis.

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Loss of Regulatory Appetite Is Not Limited to U.S. Per KAMPERIN

2016-12-10

The impact of the global financial crisis on our collective consciousness was so significant that political rhetoric, in the U.S. and in Europe, is yet to escape from its shadow. As the world struggles through a period of anemic growth, banks are still being criticized as if the housing crisis and subsequent economic collapse happened yesterday. During the election campaign, now-President-elect Donald Trump even broke with many in the Republican Party by calling for a reintroduction of the Glass-Steagall Act.

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2004 Elio Grasso Barolo Ginestra Casa Maté. Per Kamperin

2016-12-13

2004 Elio Grasso Barolo Ginestra Casa Maté. Distinct tannins, cherries, violets, roses, ham/meat with some wood and a hint of tobacco.

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Senior traders are switching to these hot risk jobs at J.P. Morgan Per Kamperin

2016-12-13

More senior markets professionals are moving into risk jobs.

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Ingves: ”Man måste sätta ned foten” Per Kamperin

2016-12-21

Räntebeskedet Oenigheten växer i Riksbanken och Stefan Ingves tvingades använda utslagsröst för att få sin vilja igenom i det senaste räntebeslutet. Men riksbankschefen försöker tona ner bråket. Stefan Ingves öppnar också upp för ett läge där han kan acceptera lägre inflation.

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Regulate, or innovate? From EuroMoney by Per Kamperin

2016-12-22

Banking regulators have a remarkable ability to stop innovation in its tracks. But when they work in favour of the industry, amazing things can happen.

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Banking standards: treacherous political waters lie ahead Howard Davies by Per Kamperin

2016-12-27

The system has been safer since the Basel III regulations, but tensions are high between the US and the eurozone – which both have their own preoccupations

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Mark Carney signals Bank of England may raise forecast for UK economy Per Kamperin

2017-01-10

The Bank of England looks set to upgrade its forecasts for the UK economy after admitting that some of the risks posed by the Brexit vote last June have now receded.

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The City rigged markets, laundered money and mis-sold products, but has diverted attention by threatening to leave London Per Kamperin (nu The Guardian)

2017-01-28

The City will continue to thrive after Brexit. It is big enough and flexible enough to cope. Some jobs will migrate abroad but the carefully-orchestrated idea that there will be tumbleweed billowing through Canary Wharf five years from now is risible. Still, you have to admire the banks. It has taken a decade of lobbying but they are as influential as ever.

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Five Major Risks Investors Think You Should Worry About Per Kamperin (Bloomberg)

2017-02-08

Investors have been hedging against the perils emanating from Europe’s elections and may be ignoring other risks that have the potential to roil the current equity-market calm, according to firms including OFI Asset Management, Union Bancaire Privee and NN Investment Partners.

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US protectionism won't work. This is why Per Kamperin via WEF

2017-02-20

Many working- and middle-class Americans believe that free-trade agreements are why their incomes have stagnated over the past two decades. So Trump intends to provide them with “protection” by putting protectionists in charge. But Trump and his triumvirate have misdiagnosed the problem. While globalization is an important factor in the hollowing out of the middle class, so, too, is automation. Most of Lighthizer and Ross’s business experience has been in twentieth-century industries such as steel production, which has conditioned them to pursue twentieth-century solutions for America’s twenty-first-century industrial problems. Unfortunately, old-fashioned protectionism will not boost American industrial competitiveness, even if it saves a few thousand jobs in sunset sectors. Moreover, ripping up trade agreements and raising tariffs will do nothing to create new, high-paying factory jobs. If anything, tariffs will only inflict further harm on workers.

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How Political Risk Is Shifting to Developed Markets Per Kamperin via Bloomberg

2017-02-20

For a long time, political risk took on different meanings whether you were investing in developed markets or in emerging economies -- with the robustness of institutions as the major differentiator. In the past eight months, however, the distinction has become a lot less stark, as a growing number of investors started to wonder how best to respond.

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We are unlikely to spot next financial crisis, Bank of England Per Kamperin via the Guardian

2017-02-21

The Bank of England is unlikely to predict the next financial crisis, according to one of the central bank’s leading policymakers, who said economic models were unable to provide flawless forecasts for the UK economy.

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Maastricht's Flaws Still Plague Europe, 25 Years Later Per Kamperin via Bloomberg

2017-02-23

Twenty five years ago this month, the representatives of 12 countries gathered in the Dutch city of Maastricht to sign the Treaty on European Union. Its claim to mark "a new stage in the process of creating an ever closer union among the peoples of Europe" looks grandiose and overblown a quarter of a century later. More importantly, the economic convergence it promised looks further away than ever.

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Merkel Opens Attack on Election Challenger Over Economic Policy Per Kamperin via Bloomberg

2017-02-24

German Chancellor Angela Merkel publicly took aim at her main election challenger’s campaign proposals, suggesting for the first time that they would weaken Europe’s biggest economy.

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Creating stability in an uncertain world Per Kamperin via ECB

2017-02-26

The economic recovery in the euro area is continuing at a moderate, but firming, pace, and is broadening gradually across sectors and countries. Real GDP growth has expanded for 15 consecutive quarters, growing by 0.4% during the final quarter of 2016 according to the Eurostat flash estimate. Economic sentiment is at its highest level in nearly six years and unemployment is back to single-digit figures. Looking beyond the euro area, the global economy, too, is showing increasing signs of a cyclical upturn.

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Better does not mean good Per Kamperin via Economist

2017-03-02

The british banks are doing netter, but the taxpayers are not off the hook yet.

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Brexit Talks Are Almost Here. What Do the EU Nations Really Want? Per Kamperin via Bloomberg

2017-03-08

From safeguarding citizens’ rights to protecting their national economic interests, European Union governments are sharpening their red lines while maintaining general unity as Theresa May prepares to formally withdraw the U.K. from the bloc. With less than a month to go before the British prime minister triggers Article 50 of the Lisbon Treaty to start two years of divorce negotiations, a Bloomberg News analysis shows that, while the EU’s 27 other governments have differing priorities, they remain united in wanting Michel Barnier, the bloc’s chief negotiator, to drive a hard bargain. Brexit isn’t on the agenda of a two-day summit of EU leaders starting on Thursday in Brussels, but it will be the elephant in the room.

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Is stress testing good for you? Per Kamperin via the Banker

2017-03-14

Since the financial crisis, regulators have adopted stress testing with a vengeance.

Having been criticised for failing to spot and prevent the financial crisis, here is the perfect opportunity for them to not only be rigorous but, as important, to be seen to be rigorous.

Resulting headlines about banks failing stress tests are the best press coverage possible for regulators hoping to restore their reputations.

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Governments Have Put the ECB in a Bind Per Kamperin via Bloomerg

2017-03-19

The euro zone's monetary guardians have said they will continue to buy 60 billion euros a month in government and corporate bonds until the end of 2017. Headline inflation is running at 2 percent -- the central bank's target is "close to but below" 2 percent -- and the bloc's recovery is finally under way. Soon the ECB will face the challenge of getting monetary policy back to normal.

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Sweden Per Kamperin

2017-03-19

En kreativ livsstil och en ökad generell popularitet för både IT, film, musik, litteratur och svensk mattradition har ökat intresset för att besöka turistlandet Sverige. Sverige ligger, enligt många bedömare, ofta före många andra europeiska länder när det gäller att fånga upp och anamma nya internationella trender – detta skapar också ett intresse bland långväga turister. Besöksindustrin har under senare år blivit en av Sveriges absoluta basnäringar och omsätter årligen mer än 250 miljarder kronor. Det finns flera faktorer som lockar utländska besökare. Primärt uppfattas Sverige som ett modernt land och ett öppet samt demokratiskt samhälle, i tillägg har landet en unik natur, vackra sjöar och skogar, en levande landsbygd och vackra kuster med en unik skärgård.

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Europe’s Firm But Fair Approach to Brexit Per Kamperin via Bloomberg

2017-04-03

With talks on Britain’s exit from the European Union finally about to begin, one procedural issue looms large: Do the negotiations on three big subjects -- exit terms, transitional arrangements, and a future comprehensive agreement on a U.K.-EU partnership -- move in parallel or in entirely separate stages? Disagreement over this seemingly minor detail could sink the whole effort.

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Sweden Per Kamperin

2017-04-26

En kreativ livsstil och en ökad generell popularitet för både IT, film, musik, litteratur och svensk mattradition har ökat intresset för att besöka turistlandet Sverige. Sverige ligger, enligt många bedömare, ofta före många andra europeiska länder när det gäller att fånga upp och anamma nya internationella trender – detta skapar också ett intresse bland långväga turister. Besöksindustrin har under senare år blivit en av Sveriges absoluta basnäringar och omsätter årligen mer än 250 miljarder kronor. Det finns flera faktorer som lockar utländska besökare. Primärt uppfattas Sverige som ett modernt land och ett öppet samt demokratiskt samhälle, i tillägg har landet en unik natur, vackra sjöar och skogar, en levande landsbygd och vackra kuster med en unik skärgård.

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