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Tracy Schmeltzer - Church Mutual. Merrill, WI, US

Tracy Schmeltzer

Assistant Vice President - Camps, Agencies and Groups | Church Mutual


Tracy Schmeltzer can speak to current challenges in risk management for camps and conference centers and the rise of cyberbullying.




Tracy Schmeltzer has over two decades of insurance management and is currently the director of Camps and Conference Centers at Church Mutual Insurance Company, S.I. Tracy brings the understanding and experience to help mitigate the unique risks these organizations face. She is in constant communication with hundreds of camps and conference centers, getting a close look at their daily operational challenges and supporting them as they manage potential risks.

Tracy received her degree in business administration and management from Upper Iowa University.

Expert Topics (3)

Camps and Conference Centers: Preparing for Multiple Futures

1. Camps are leasing facilities for “other than camp” activities, which brings new risks organizations haven’t likely encountered before. 2. What are the new safety precautions camps and conference centers need to address?

Potential for Cyberbullying Grow as Virtual Learning Expands

1. How camps can address the potential for more cyberbullying.

Creative Ways Conference Centers Can Continue

1. Hybrid solutions for virtual and in-person aspects for events. 2. Growth of outdoor events at conference centers.

Areas of Expertise (5)


Camp Programs

Conference Center Operations

Insurance Management

Business Administration

Education (1)

Upper Iowa University: Bachelor's Degree, Business Administration and Management 2020

Media Appearances (1)

Sexual Abuse Remains a Summer Camp Concern for Parents

Associated Press  


“With new and better technology, cyberbullies are more active and more prevalent than ever. Cyberbullying can happen anytime, anywhere, not just at school. Often, hurtful comments or images are sent anonymously so they are hard to track down and delete. With the emergence of virtual camps, it’s important that camp directors, counselors and parents know how to recognize cyberbullying and to respond to it,” said Tracy Schmeltzer.

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