1 min
Unlocking Liquidity Through Fine Art Appraisal and Lending
As financial markets shift, fine art collectors and investors are discovering new ways to unlock liquidity without parting with prized works. Art-backed loans, supported by professional appraisal, allow owners to access capital while maintaining ownership and display rights. This article explores how lenders and borrowers alike can benefit from these arrangements—when supported by rigorous appraisal standards and careful risk management. What’s covered: • The role of USPAP-compliant appraisal in fine art lending • How fair market value differs from insurance replacement value • Loan-to-Value (LTV) ratios and best practices in structuring art-backed loans • Key borrower responsibilities: insurance, storage, and title maintenance • Risk considerations for lenders, including authenticity, liquidity, and due diligence Connect with the Experts Amanda McConaha Senior Fine Art Appraiser Expert in Post-War, Contemporary, and Emerging Fine Art valuations, specializing in collateral loans and insurance appraisals. amanda.mcconaha@jsheld.com Michael Alexander Senior Vice President, Economic Damages & Valuations Brings deep expertise in valuation methodologies, forensic investigations, and financial analysis. michael.alexander@jsheld.com Dalton Campbell Consultant, Economic Damages & Valuations Provides financial and economic analysis with a focus on valuation, estate law, and all stages of pre-litigation and litigation support. dalton.campbell@jsheld.com For any media inquiries, contact : Kristi L. Stathis, J.S. Held +1 786 833 4864 Kristi.Stathis@JSHeld.com.