Looking to start the roaring 20s in the black – let our experts help you with that goal!December 2, 20192 min read
It’s the end of the year and we all move along head-first into the 2020’s – it’s time to take a look at your finances and make sure you’re starting off a new year and a fresh decade with your finances in tact and on track.
At Unum our experts recommend you make a list, and prioritize what you have, what you need and how you’ll get there and keep it growing for your future.
A solid foundation includes:
- Evaluating your life insurance – Has your family situation changed? Do you have enough coverage and how much will your family need in the event you are not around?
- Double checking 401(k) contributions – Have you circled a date to retire? How much will you need and how much do you need to contribute to get there?
- Emergency savings – Most Americans are a paycheck away from being in serious trouble? Saving for a rainy day is one thing, but what about a leaky roof, a lost job or an emergency?
- Getting away or having some fun – Planning a trip or to buy yourself that one thing you always wanted? Can you do it without breaking the bank or going into debt?
There’s a lot to consider and some simple questions to be asked that might help you avoid some bigger problems down the road. If you’re curious or you are a journalist covering household finance – let our experts help.
Laura Adams is a recognized personal finance expert. She has authored several books, hosts a podcast and has had national media experience. She is available to speak with media regarding this topic – simply click on her icon to arrange an interview.
Laura D. Adams Personal Finance Expert
Laura Adams is a recognized personal finance expert with several books, a podcast and national media experience