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Andy Lymer - Aston University. Birmingham, , GB

Andy Lymer

Professor of Accounting | Aston University


Professor Lymer is an expert in taxation, personal finance, financial wellbeing, savings policy development and applied business computing.




Andy Lymer Publication



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COP26: Aston University experts look at pensions and investments ahead of 'Finance Day' at #COP26




Andy joined the Accounting Department, Aston University in March 2021 and prior to this had an extensive career at the University of Birmingham Business School where he worked for over 25 years, working in a variety of roles including the Director of Business Development. He was also the Director of the Research Centre on Household Assets and Savings Management (CHASM). From 2012 - 2016, he was the Deputy Head (Associate Dean) of the School, was Interim Head of School during 2012. For the four prior years he was the Head of the Department of Accounting and Finance. He researches and teaches in the fields of taxation (UK, comparative and international taxation), of personal finance (financial education/literacy/capability and financial wellbeing) and information systems (particularly the use and impact of the internet). He has held visiting positions at various institutions in the USA and in Australia. For three years he led the Tax Development Programme of HM Treasury.

He currently holds positions of Honorary Professor at the University of South Africa and is an Honorary Research Associate bot of the Fin-Ed Centre at Massey University in New Zealand and of the Centre for Household Assets and Savings Management (CHASM) at the University of Birmingham. He is the current Chair of the Tax Research Network (TRN).

Areas of Expertise (9)

Financial Literacy

Applied Business Computing

Business Reporting

Higher Education


Personal and Family Finances

Savings Policy Development

Financial Wellbeing

Pensions and Later Life Finances

Education (2)

University of Wales - Aberystwyth: M.Phil, Accounting & Computer Science 1991

University of Wales - Aberystwyth: B.A., Accounting & Computer Science 1990

Media Appearances (3)

Aston University financial wellbeing expert helps launch new website on social care funding

Health Matters  online


An Aston University financial wellbeing expert has helped launch a new website which aims to help people understand and navigate the social care system.

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Aston University welcomes financial wellbeing expert to Aston Business School

Aston University  online


Aston University is delighted to welcome Professor Andy Lymer to Aston Business School. Andy’s research interests lie in the areas of taxation, personal and small business financial wellbeing and of business computing...

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Neighborhood Wellbeing and a Sense of Community is at the Heart of a Good Home, Say Researchers

Science Daily  online


Professor Andy Lymer, Centre on Household Assets and Savings Management, University of Birmingham, explained: ‘There’s an affordability crisis in the housing system and financial challenges are driven by government policy (the loss of grant and changes to how developers can discharge their Section 106 obligations), as well as the cost of land in the ever-rising housing market....

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Articles (6)

Personal Savings for Those on Lower Incomes: Towards a New Framework for Assessing the Role of the State in Relation to Savings Schemes

Social Policy and Society


This article explores the role of the state in helping households to save. Using the UK as an example of challenges faced in other developed countries, it develops a framework for comparing saving schemes along two dimensions: apparent normative motivation for the scheme and likely impact on savers of varying income levels.

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‘Tenant’s Journey’–Social Housing and Subjective Wellbeing Research work with EDDC and LiveWest–Final Report

EDDC and LiveWest

2020 Social housing in England has often been treated as a tenure of last resort. As a result, much of the political and policy debate about social housing has revolved around negative narratives of dependency and social disadvantage, with social tenants labelled and stigmatised.

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Improving Tax Literacy and Tax Morale in Young People

Chartered Institute of Taxation

2019 This research considers socio-demographic influences and the impact enhancements to financial and tax literacy may have on young adults’ tax morale. It also considers the subjects’ perceptions of tax compliance and tax administration.

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Digital transformation of business-to-government reporting: An institutional work perspective

International Journal of Accounting Information Systems

2018 Traditional business-to-government reporting is a core remit of the accounting function but is associated with a significant administrative burden on business.

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An empirical examination of corporate websites as a voluntary disclosure medium

International Journal of Applied Decision Sciences

2014 Standards-setters, regulators and academics believe that corporate websites may enhance the flow of voluntary disclosure to the capital market and other stakeholders. Management's use of corporate websites for investor relations purposes is a common practice, yet we know little about how these websites affect investors.

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Interactive data and retail investor decision-making: an experimental study

Accounting & Finance


The results of an experimental study of retail investors' use of eXtensible Business Reporting Language tagged (interactive) data and PDF format for making investment decisions are reported.

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