Rohan Ganduri completed his PhD in Finance at Georgia Tech's Scheller College of Business in 2016. Prior to joining the faculty at Emory in 2016, Ganduri held positions at Georgia Tech. Ganduri's research interests include banking, credit risk, and corporate finance.
Areas of Expertise (3)
Georgia Institute of Technology: PhD, Finance 2016
Georgia Institute of Technology: MS, Quantitative & Computational Finance 2010
Indian Institute of Technology (IIT) Bombay: BS, Technology Engineering Physics 2006
Media Appearances (1)
Brian Kemp owes more than $800,000 in insider loans to bank he helped start
Ganduri says bank loans to insiders, like Kemp, are governed by Federal Reserve laws. He says some bankers like making these loans to wealthy board members and shareholders since they're good credit risks and wouldn't want to harm the bank. But others worry about insider loans for one main reason. “There are potential conflicts of interests. The insiders can treat these loans as a private piggy bank,” says Ganduri. Ganduri says the Federal reserve sets strict requirements that loans be on the same terms a bank would give any other borrower. In short: no special terms or advantages.