- Taylor Swift recently took to her Instagram page to “set the record straight” about an AI version of her that had “endorsed” Former President Donald Trump. What are some of the things people can look for to know if a celebrity has indeed endorsed a candidate?
People can go to the celebrity’s social media page to see their recent social media activity. On the page, people can search for information regarding political endorsements. People should be aware that many fake and parody social media accounts exist for celebrities, so people need to make sure they locate the real social media accounts of the celebrity in question. Also, people can search reputable news sources to see if there is any verifiable information (i.e., the information has been verified by other reputable news sources) regarding celebrity endorsements.
- Why has Georgia seen a boom in the movie and television industry in the last 20 years?
The main reason is tax incentives. That was a very targeted tax incentive that had a positive effect. Georgia basically said you produce your movies and films here, but there are certain rules to follow, such as having a certain percentage of your workforce be local, you'll receive those tax incentivies.
- Are there other things other than tax breaks that companies look for when moving into a location?
In luring businesses to invest in the state, companies look at several needs that include built infrastructure and human capitol. They also look at lifestyle choices in the immediate area where they want to locate. They look at what are the assets in the community? What are workers going to be doing after work?
- Why has Georgia's economy been so strong where they have had a surplus in tax revenues as compared to other southern states?
Georgia's politicians have been more responsible in managing their budgets and investing in long-term development, and this goes back decades.
- In going after your Apple ID, cyber criminals will send you a text message, claiming to be from Apple. They will then ask you to click on a link to access an "important message," what happens next?
You will click on a link and it will go to what appears to be a legitimate page but it's really just something that's been recreated. From there, the fake website will then ask users to hand over their Apple ID information. That would give someone access to your contacts, your payment information
- A warning has been issued to all iPhone users after tech experts discovered a new cyberattack targeting Apple IDs, what are they after?
In this case it's an Apple ID. Your Apple ID is what really opens your phone and you can really think of it as like a master key.
- Might it be worth transferring high-interest credit card debt to a 0% balance transfer APR card and then transferring the outstanding balance at the end of the promo period to another 0% balance transfer APR card?
I do not recommend this tactic. While someone might be able to do this a few times, it will eventually catch up with them and have a negative impact. All credit-related actions are captured and documented on one's credit report, and this juggling gives the appearance that the customer is at increased risk of default. This will trigger being charged an increased interest rate. So, future credit providers will see this pattern and eventually deny the customer's application for the balance transfer. Until a customer's application is denied, they should be expected to pay higher balance transfer fees because of their increased default risk.
- Could you benefit from a 0% APR offer on balance transfers even if you don’t plan to pay off the entire balance during the promo period?
The benefit one would get in this situation is short-lived. While one might enjoy no interest for the promo period, when that period is over, the interest rate they are charged could be more than the credit card from which they transferred. My recommendation is that if one does a balance transfer, then only do so if they are able to pay off that balance BEFORE the promo period ends. Otherwise, the benefits do not outweigh the costs.
- Could making a large purchase on a 0% APR card affect one’s credit score?
A large purchase indirectly impacts one's credit score based on credit utilization. If one uses more than 30% credit utilization, it could impact credit scores.
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