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I do not recommend this tactic. While someone might be able to do this a few times, it will eventually catch up with them and have a negative impact. All credit-related actions are captured and documented on one's credit report, and this juggling gives the appearance that the customer is at increased risk of default. This will trigger being charged an increased interest rate. So, future credit providers will see this pattern and eventually deny the customer's application for the balance transfer. Until a customer's application is denied, they should be expected to pay higher balance transfer fees because of their increased default risk.

The benefit one would get in this situation is short-lived. While one might enjoy no interest for the promo period, when that period is over, the interest rate they are charged could be more than the credit card from which they transferred. My recommendation is that if one does a balance transfer, then only do so if they are able to pay off that balance BEFORE the promo period ends. Otherwise, the benefits do not outweigh the costs.

I would argue that she is unlikely to shape the election and I don't think that most Democrats or Republicans believe that she has that much influence. That is not to say, however, that her endorsement would not have an impact; encouraging her fans to register and vote for a particular candidate could increase turnout and the balance of votes. Taylor Swift's international celebrity makes her unique compared to other endorsements from political figures or celebrities with less notoriety. Moreover, in the past Taylor Swift's endorsements or political comments have appeared to result in a surge in voter registrations, which is notable and different from other celebrity or political endorsements.

Residents and staff in senior living were hit particularly hard by the COVID-19 virus and learned a great deal in how to respond in the case of a public health emergency. They also learned that CARF standards can position assisted living providers to prepare for and respond to a pandemic using an approach that promotes the health and safety of residents and staff, fosters a culture of transparency, and focuses on individual needs. Promotion/prevention - Each community must adhere to the regulations set forth by the state in which it operates; however, CARF policies can help organizations prepare for infection control well in advance of an outbreak to reduce implementation times when a public health crisis occurs. Communication and transparency - The CARF standards foster a culture of transparency and require an organization to implement written procedures for reporting critical incidents to CARF and all external authorities. In addition to complying with legal and regulatory requirements, CARF-accredited-programs must communicate emergent and ongoing issues with staff.Person-centered approach - The CARF standards require an adequate workforce to deliver care, and CARF’s person-centered approach extends to staff as well. It is important to balance the risk of infection spread with the risk of deteriorating emotional well-being due to resident isolation and loss of support.Continuous quality improvement - CARF’s comprehensive standards go beyond state regulations to guide assisted living providers in their response to a pandemic and mitigate risk to residents and staff.