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MEDIA RELEASE: Ten key questions to ask your insurance company if you are looking to save money on your auto insurance premium featured image

MEDIA RELEASE: Ten key questions to ask your insurance company if you are looking to save money on your auto insurance premium

CAA Insurance Company has developed a list of 10 questions that customers can ask their insurance companies to make sure they are covering all the bases when it comes to finding savings while staying protected. “As of right now, much of the relief provided by insurance companies during the COVID-19 pandemic will soon expire, and customers will be looking for ways to continue to save since many cars are still sitting in the driveway,” said Elliott Silverstein, director, government relations, CAA Insurance. “We felt it was important to empower people with the information they need to continue to advocate for lower premiums for the months ahead.” In a recent survey conducted in late April by CAA South Central Ontario, only one out of five CAA members surveyed were aware that their insurance company had provided relief during COVID-19. The most preferred action to lower auto insurance premium was reviewing their policy with an agent/broker to ensure coverage and costs meet individual needs. Based on this data, CAA Insurance wanted to make sure that people are asking the right questions. Customers are encouraged to call their agent or broker and review the following list of questions to make sure they are receiving all the potential savings available. What savings relief payments or refunds do you have for me during the pandemic? Are there coverages that I can reduce or put on hold while I’m not driving? Can we do a review to see if I can save more on my policy? Will increasing my deductible provide me cost savings? Do you have an insurance policy where I would only pay for insurance while I am driving, for example, pay-as-you-go? When does my policy renew and is there a penalty if I cancel my policy mid-term to save money with another insurance company? What can I do if I can’t make my insurance payments this month? Will changing my coverage from commuting to pleasure help me save money? Are there any other ongoing discounts you offer that I might qualify for? What can I do to keep my rates low after the pandemic? 

Elliott Silverstein profile photo
2 min. read
MEDIA RELEASE: Watch for Bikes: Top nine tips for cycling safety success featured image

MEDIA RELEASE: Watch for Bikes: Top nine tips for cycling safety success

The summer months are fast approaching and with more cyclists and drivers expected to re-emerge on the roads, CAA South Central Ontario (SCO) is encouraging motorists to keep the safety of cyclists in mind when sharing the road. “Cycling is an excellent way to stay active during the pandemic and many more are picking up the activity, but as the province works towards reopening, we need to stay vigilant for everyone’s safety,” says Teresa Di Felice, AVP of government and community relations at CAA SCO. All drivers and cyclists are advised to follow public health guidelines, be predictable, be patient, communicate their intentions with signals, regularly check blind spots, and turn on their lights during dawn, dark and dusk.  “In Ontario, there are tough penalties for those who do not follow the rules of the road, yet many remain unaware of what these rules are. Whether you’re on two wheels or four, get to know the following rules and best practices,”adds Di Felice. CAA is also reminding all motorists of these important rules of the road: Be aware. Do not use headphones or mobile devices while driving and pay attention. Yield to cyclists. Motorists should not be driving in a bike lane unless making a right turn. Watch for the approaching cyclists and never speed up and cut off a cyclist when making a right turn Keep a safe distance. Drivers must keep at least a one metre distance from other cyclists. If it is not possible, safely change lanes to pass. The penalty for not doing so is a $110 fine. Practice the Dutch Reach. Avoid “dooring” cyclists by doing the Dutch Reach. CAA launched a new Dutch Reach video for users to practice as more people out on their bikes. Some cycling-specific safety tips: Ride with traffic. Riding against traffic flow is dangerous, illegal and a leading cause of car-bike collisions. Protect yourself. Drivers, use your seat belts. Cyclists, wear your helmets. Be visible. Use reflectors and lights in dark and overcast conditions. It’s the law. Be predictable. Obey traffic signs and be clear with your intentions with other drivers. Under Ontario’s Highway Traffice Act (HTA), a bicycle is considered a vehicle, just like car or truck and must follow the same rules of the road. Ride close to home. As cyclists start to use their bikes for the first time in awhile, remember to stay close to home as you are starting out. Put your cycling safety knowledge to the test with CAA’s new cycling safety quiz. For all other cycling information, visit caasco.com/cycling. If you run into a problem that cannot be fixed on the spot, CAA Bike Assist will transport you and your bicycle to wherever you need to go. It's available as part of your membership 24 hours a day, 7 days a week, 365 days a year. 

Teresa Di Felice profile photo
2 min. read
MEDIA RELEASE: Orion Travel Insurance Company launches in-province Virtual Emergency Medical Assistance featured image

MEDIA RELEASE: Orion Travel Insurance Company launches in-province Virtual Emergency Medical Assistance

Orion Travel Insurance, a CAA-owned company, is now the first travel insurer to offer in-province Virtual Emergency Medical Assistance, to provide easier access to emergency medical assistance while on the road. Orion Travel Insurance is enhancing its Multi-Trip Annual Plans and Multi-Trip Annual Vacation Package Plans with Virtual Emergency Medical Assistance that can be used while travellers are in their home province. “We felt it was important to add Virtual Emergency Medical Assistance to in-province travel, to help travellers preserve as much of their vacation as possible if faced with a medical emergency,” said Kellee Irwin, vice president, Orion Travel Insurance. “As COVID related restrictions begin to ease, we anticipate more people will be staying closer to home and choosing travel options within their home province. This will provide additional peace of mind to those who venture out.” Virtual Emergency Medical Assistance is already included as part of Orion’s out-of-province emergency medical coverage and will now extend to travellers within province. The new service is free of charge and is automatically embedded into Multi-Trip Annual Plans and Multi-Trip Annual Vacation Package Plans starting June 8. “Travellers have benefited from Virtual Emergency Medical Assistance while travelling abroad and between provinces for many years, but this same convenience has not been available for in-province travel,” continued Irwin. “Travel restrictions during the COVID-19 pandemic have highlighted this gap that has been previously overlooked by travel insurers. We are happy to respond and give travellers this added protection.” Existing and new annual plans will include up to four virtual visits through CAA Assistance that will be provided by licensed doctors within Canada. Travellers with Orion’s Annual Travel Plan can access this new feature by contacting CAA Assistance, as you normally would if you experienced a medical emergency while travelling. They will triage your situation and connect you with a Canadian doctor.

Elliott Silverstein profile photoKellee Irwin profile photo
2 min. read
FAU College of Business Experts Available to Discuss May Unemployment Numbers  
  featured image

FAU College of Business Experts Available to Discuss May Unemployment Numbers

Professors in Florida Atlantic University’s College of Business are available to discuss U.S. unemployment figures that are scheduled to be released by the Bureau of Labor Statistics on Friday, June 5. The U.S. unemployment rate jumped to 14.7 percent in April in response to the coronavirus pandemic. It’s the highest level since the Great Depression, and analysts fear it could be years before the economy fully recovers. If you are a journalist covering this important story about employment and the economy of Florida and America  – let our experts help. Rebel Cole, Ph.D., a Lynn Eminent Scholar Chaired Professor of Finance, has expertise in financial institutions, commercial banking and small business finance. He spent 10 years working in the Federal Reserve System. Cole has been interviewed by numerous national media outlets, such as The Wall Street Journal and The Palm Beach Post. William Luther, Ph.D., an assistant professor in FAU’s Economics Department, has expertise in economic growth, monetary policies, business cycles and cryptocurrencies. He has authored more than two dozen articles. Luther’s research has obtained media interest across the nation, including recent coverage by Politico and Florida Trend. Both Professor Cole and Luther are available to speak with media – simply click on either expert’s icon to arrange an interview today.

Rebel Cole, Ph.D. profile photoWilliam Luther, Ph.D. profile photo
1 min. read
An eye on the economy: Georgia Southern’s Q1 2020 Economic Monitor: Pandemic slams regional economy, outlook remains murky featured image

An eye on the economy: Georgia Southern’s Q1 2020 Economic Monitor: Pandemic slams regional economy, outlook remains murky

Governmental response to the pandemic shuttered much of the regional economy toward the end of the first quarter of 2020, stated Michael Toma, Ph.D., Fuller E. Callaway professor of economics, in Georgia Southern University’s Q1 2020 Economic Monitor. Economic growth ground to a halt as seven of the eight indicators of current economic activity in the region fell. Significant declines were recorded in airplane boardings, hotel sales and port activity.  The business forecasting index fell sharply in the first quarter, as initial claims for unemployment insurance skyrocketed during the last week of March. All six leading indicators declined, and further signs of economic damage will be forthcoming in second quarter data, noted Toma. “Looking ahead, the regional economy will experience sharp contraction in the second quarter, likely extending into the third quarter of 2020,” he continued. “The speed of rebound and recovery will be influenced primarily by how people react to governmental easing of restrictions on business activity. More substantial economic recovery will be delayed until such time that business owners, employees and consumers develop a greater level of comfort interacting with each other in the public domain.”  If you are a reporter looking to know more about the Georgia economy, including areas such as: Regional expansion Employment trends Tourism and Expected deterioration of local business Then let our experts help with your coverage.  Michael Toma, Ph.D., is Georgia Southern University's Fuller E. Callaway professor of economics and is available to speak with media about this topic – simply click on his icon to arrange an interview.

Michael Toma profile photo
2 min. read
IDC Canada Recently Released 20 New Research Reports to Understand the Impact of COVID-19 on the Canadian ICT Market featured image

IDC Canada Recently Released 20 New Research Reports to Understand the Impact of COVID-19 on the Canadian ICT Market

TORONTO, ON., May 29, 2020 — International Data Corporation (IDC) Canada announced today the release of 20 new research reports to help vendors understand the impact of COVID-19 on the Canadian ICT market, including five new forecast documents. In addition, most analysts have created an additional report analyzing the impact of COVID-19 on their specific technology patch, providing our clients with additional details on the impact and guidance for vendors in that market. IDC Market Forecasts help technology suppliers identify market drivers and size, measure current performance, analyze leading market indicators, as well as plan for future opportunities and growth. The five forecast reports are listed below: Canadian Communications Services Forecast, 2020–2024: COVID-19 Turns Telecom Inside Out (IDC# CA45063520 ). This IDC study presents IDC Canada's five-year forecasts for communications services spending by market and customer segments, company size, industry sector, and region for 2020–2024 based on the annual update of IDC Canada's Communications Market Model and replaces our previous comprehensive spring and fall 2019 forecasts. "Communications providers are largely recession proof and fortunately investments in next-gen network technologies and architectures are allowing communications service providers to cope with unrivalled demand," says study coauthor Lawrence Surtees, vice president of Communications Research and principal analyst at IDC Canada. "But the duration of the COVID-19 pandemic is still a great unknown and its associated economic shocks could dramatically impact the current forecast." Canadian IT Professional Services Forecast, 2020–2024 (IDC# CA45064220 ). This IDC study provides the spring 2020 market size and forecasts for the Canadian IT professional services market. The professional services market is made up of four submarkets: Custom application development, IS consulting, Network consulting & integration, and Systems integration. "The Canadian IT professional services market relies on discretionary capital spending budgets, which are typically suspended or curtailed in times of economic uncertainty. 2020 will be a challenging year for professional services firms due to the COVID-19 pandemic, but the market is expected to recover as the Canadian and global economies recover and businesses reinstate capital spending for IT projects," says Jim Westcott, research manager, Professional Services, IDC Canada. Canadian Infrastructure Outsourcing Services Forecast, 2020–2024 (IDC#CA45058420). This IDC study provides IDC's forecast for the Canadian infrastructure outsourcing services market for 2020–2024. It is an update of the previous forecast published in Canadian Infrastructure Outsourcing Services Forecast, 2019–2023 (IDC #CA43804019, May 2019). "The infrastructure outsourcing market continues to change, and COVID-19 will likely accelerate change. The decline in 1st and 2nd Platform technologies is leading to slow outsourcing spending on these areas, while the growth in 3rd Platform technologies to support digital transformation are increasingly incorporated into outsourcing and managed service engagements," says Jason Bremner, research vice president, Industry and Business Solutions. Canadian Consumer Wireless, Internet, and Wireline Voice Services Forecast, 2020–2024 (IDC# CA45059520). "In an already-competitive consumer market in the middle of great technological change, the global Coronavirus pandemic and the precautionary restrictions it has placed on Canadians has not only caused drastic socioeconomic changes but has forced consumers to weigh out the value proposition of each consumer service," says coauthor Manish Nargas, senior analyst for Consumer Services and Mobility. "Survival of the fittest is the call of the hour, and it seems that some consumer services will fare better than others after the dust has settled. While easier said than done, service providers need to think beyond the today's losses in order to plan for tomorrow's win." Canadian Consumer TV Services Forecast, 2020-2024 (IDC#CA45059620). This IDC study examines the forecast for Canadian consumer TV services subscribers and revenue. It also addresses the factors shaping the market as well as the key drivers and inhibitors underlying the forecast. "TV service providers will have to bring out their A game as they look to harness their next-gen TV service capabilities and create symbiotic, seemingly 'complementary' partnerships with OTT video providers to keep consumer eyeballs on their TV service platforms all the while combating economic ill effects of COVID-19 restrictions in the short term," says coauthor Manish Nargas, senior analyst, Consumer Services and Mobility at IDC Canada. "Based on our forecasts from May 1, 2020, we’re looking at an unprecedented 5.4 per cent decline for the year for the combination of telecom and IT spending in Canada. The cumulative impact of trade restrictions, supply chain impairments, commodity price declines, significant lay-offs and freefalling consumer and business confidence has led to a more dramatic impact on the overall ICT market than we had predicted in early April," says Nigel Wallis, vice president, IoT & Industries at IDC Canada. IDC develops detailed forecasting reports and analysis for major technology markets in Canada, which are published annually during the month of May. IDC's Forecast Scenario Assumptions for the Canadian ICT Market, 2020 and Beyond (IDC# CA46217620 , May 20 20 ) supports the underlying macroeconomic assumptions for each of the ICT market forecast reports. We also recently released a new interactive Canadian COVID-19 IT Impact Dashboard tool to help our clients visualize the impacts, in partnership with Rel8ed.to, which is available for everyone to use. For our clients that need to know the impact of the pandemic on ICT Spending beyond Canada’s borders, IDC created our global COVID-19 Resources microsite which contains more research reports, webinars, press releases and blog posts from around the world. We’ve also done a series of free webcasts for our clients with the first one on April 2 and the second one on May 6. Our third webcast in this series will occur on June 4th. Register today for COVID-19 Impact: Preparing for Recovery in the Canadian Tech Market. Here’s the list of our recently published Canadian-based COVID-19 research reports to help our clients meet the challenges from the pandemic, anticipate market changes and keep business moving: COVID-19 Impact on the Canadian ICT Market (IDC#CA46134820) Canadian Datacenter Infrastructure Action Item, Q2 2020: The Impact of COVID-19 (IDC#CA45057420) Impact of COVID-19: Canadian IT Services Market (IDC#CA46166120) All Priorities Aside: The Canadian Government's Singular Response to COVID-19 (IDC#CA46166920) The Impact of COVID-19: Canadian Security Solutions Market (IDC#CA46166520) Canadian Communications Service Provider Capex Spending, 2019–2020 (IDC#CA45063820) Canadian Government Wireless Price Policy - Ill-conceived and Horribly Timed (IDC# CA45663920) COVID-19 Business Impact: Hierarchy of Needs; Moving from Pandemic Risk Management to Organizational Agility (IDC# CA46228420) How is the Pandemic Crisis Impacting Digital Transformation in Canada? (IDC# CA46235620) Impact of COVID-19: Canadian Software as a Service Market (IDC# CA46166620) COVID-19 Impact: What’s Next for the Canadian Tech Market (IDC# CA46281820) COVID-19 Impact: Canadian Retail & Wholesale Market (IDC# CA45674020) COVID-19 Leadership: Canadian CIOs Strategize on Responses to COVID-19 (forthcoming) Critical Networks Provide Critical Care: Role of Communication Networks to Treat and Prevent COVID-19 (forthcoming) COVID-19 Impact: Canadian Vertical Markets Overview (forthcoming) For more information about the market forecast reports, the COVID-19 related reports, or to arrange a one on one interview with any of the report authors, please contact Cristina Santander at AskIDC@IDCcanada.com.

5 min. read
Is your job killing you? Stress, lack of autonomy and ability can lead to depression and death featured image

Is your job killing you? Stress, lack of autonomy and ability can lead to depression and death

FOR IMMEDIATE RELEASE BLOOMINGTON, Ind. -- As millions continue working from home during the pandemic or are required to report to jobs as essential employees, many have raised questions about how these work conditions impact our health -- and not just as they relate to COVID-19. A new study from the Indiana University Kelley School of Business finds that our mental health and mortality have a strong correlation with the amount of autonomy we have at our job, our workload and job demands, and our cognitive ability to deal with those demands. "When job demands are greater than the control afforded by the job or an individual's ability to deal with those demands, there is a deterioration of their mental health and, accordingly, an increased likelihood of death," said Erik Gonzalez-Mulé, assistant professor of organizational behavior and human resources at the Kelley School and the paper's lead author.  "We examined how job control -- or the amount of autonomy employees have at work -- and cognitive ability -- or people's ability to learn and solve problems -- influence how work stressors such as time pressure or workload affect mental and physical health and, ultimately, death," he said. "We found that work stressors are more likely to cause depression and death as a result of jobs in which workers have little control or for people with lower cognitive ability." On the other hand, Gonzalez-Mulé and his co-author, Bethany Cockburn, assistant professor of management at Northern Illinois University, found that job demands resulted in better physical health and lower likelihood of death when paired with more control of work responsibilities. "We believe that this is because job control and cognitive ability act as resources that help people cope with work stressors," Gonzalez-Mulé said. "Job control allows people to set their own schedules and prioritize work in a way that helps them achieve their work goals, while people that are smarter are better able to adapt to the demands of a stressful job and figure out ways to deal with stress." The study, "This Job Is (Literally) Killing Me: A Moderated-Mediated Model Linking Work Characteristics to Mortality," appears in the current issue of the Journal of Applied Psychology. It is a follow-up toprevious research the pair published in 2017, which was the first study in the management and applied psychology fields to examine the relationship between job characteristics and mortality. The researchers used data from 3,148 Wisconsin residents who participated in the nationally representative, longitudinal Midlife in the United States survey. Of those in their sample, 211 participants died during the 20-year study. "Managers should provide employees working in demanding jobs more control, and in jobs where it is unfeasible to do so, a commensurate reduction in demands. For example, allowing employees to set their own goals or decide how to do their work, or reducing employees' work hours, could improve health," Gonzalez-Mulé said. "Organizations should select people high on cognitive ability for demanding jobs. By doing this, they will benefit from the increased job performance associated with more intelligent employees, while having a healthier workforce. "COVID-19 might be causing more mental health issues, so it's particularly important that work not exacerbate those problems," Gonzalez-Mulé said. "This includes managing and perhaps reducing employee demands, being aware of employees' cognitive capability to handle demands and providing employees with autonomy are even more important than before the pandemic began."

Innovating for a cause: Find out how Georgia Southern University is manufacturing 3D printed PPE for healthcare workers featured image

Innovating for a cause: Find out how Georgia Southern University is manufacturing 3D printed PPE for healthcare workers

As the COVID-19 pandemic unfolded and healthcare organizations began experiencing shortages of personal protective equipment (PPE), faculty, staff and students at Georgia Southern University stepped up to fulfill a need.  Making use of the 3D printers on the Statesboro and Armstrong campuses, as well as at the FabLab at the Business Innovation Group’s (BIG) downtown Statesboro location, the campus communities quickly began production of protective face shields and respirators.  “We can’t afford to sit back and wait for things to happen,” said Dominique Halaby, DPA, director of the BIG. “We have to make them happen. We have this responsibility to make a difference, to be a part of that front line, whether it’s immediately in our community, our state or our respective area.”  To date, the Department of Manufacturing Engineering has sent 200 3D-printed protective face shields with headbands to Augusta, Georgia, for healthcare workers at Augusta Medical Center, while the BIG has sent 100 face shields and 10 “Montana Masks,” a 3D-printable respirator filtration mask that can be fitted to a healthcare provider’s face and sanitized between uses, to Atlanta-area hospitals.  The Department of Mechanical Engineering on the Armstrong Campus has also printed Montana Masks that will be delivered to workers in the St. Joseph’s/Candler Hospital System (SJCHS) in Savannah, Georgia, while the Respiratory Therapy Program in the Waters College of Health Professions donated 10 ventilators to the Georgia Emergency Management Agency.  “I am unbelievably proud of our faculty, staff and students who have their own families to take care of, but are putting themselves on the line to help our medical professionals in this time of critical need,” said Mohammad Davoud, Ph.D., dean of the Allen E. Paulson College of Engineering and Computing.  Wayne Johnson, Ph.D., professor of mechanical engineering, believes providing these materials to the Savannah community during a time of critical need is reinforcing a longtime commitment to the region. “The Armstrong Campus of Georgia Southern has a long history of working within the Savannah community, and during this pandemic, it was especially important for mechanical engineering faculty and students at the Armstrong Campus to step up during a time of great need,” said Johnson. “ Our work with SJCHS to develop, test and donate 3D-printed respirators may also lead to other research and development collaborations in the post-COVID-19 future.”  In addition to benefiting area healthcare workers, Johnson believes this project is a great way for students to put their classroom skills into practice.  If you would like to learn more about how the students, staff and faculty at Georgia Southern University are helping out during the COVID-19 crisis – the let our experts help.   Wayne Johnson is an expert in additive manufacturing, mechatronics, biomechanics and engineering education. He is available to speak with media about this great initiative, simply click on his icon to arrange an interview today.

2 min. read
Will an ‘Innovation Renaissance’ be part of a post-COVID America? featured image

Will an ‘Innovation Renaissance’ be part of a post-COVID America?

If there is one thing that comes out of a crisis or emergency – it is opportunity and innovation. And as COIVID-19 has held the country in its grip for nearly two months, America has had to adjust and adapt almost every aspect of life. From how we work, educate, shop, socialize, stay fit and interact, just about everything has had to change.   With those changes comes ingenuity and innovation. And it is expected that from COVID-19 will come inspiration and a new wave of innovation.   The coronavirus outbreak has altered not just how people connect, but also how consumers shop. Online grocery shopping, for instance, had never really taken off, accounting for only a fraction of total sales. That trend, of course, has now reversed, with all supermarkets scrambling to meet the surge in online sales. Even Amazon, which had bought U.S. grocery group Whole Foods in 2017, was caught flat-footed in delivering fresh food amid the endless demand for home delivery.   Just how we will shop, eat, connect with one another and travel in the future remains to be seen. It may well be that a year or two after the health crisis, the world will resume interacting as it had before the pandemic. For Japan, though, this should be a golden opportunity to think outside the box and re-evaluate how to innovate to meet its changing needs and be a global leader in the services industries, including logistics as well as health care.   After all, enhancing the stay-at-home experience through improved connectivity and enhanced distribution mechanisms would be a boon to an aging society as well as to people who are hesitant to venture out as much as they once had. At the same time, discerning consumers can choose their online experiences from across the world, in which Japanese retailers’ attention to detail is particularly attractive.   If you are a journalist looking to cover the role innovation will play in a post-pandemic era, then let our experts help with your stories.   Dr. Ashely Gess, a leading expert in innovation and an associate professor of STEAM education at Augusta University, is available for interviews. Click on her name to schedule a time to speak with her.

2 min. read
Is working remotely finally the new normal? featured image

Is working remotely finally the new normal?

For years, it was touted by consultants as the more efficient option for maximizing work and allowing life balance for employees, but few industries actually allowed or embraced the idea of people working remotely. There were always exceptions – but seldom was it is policy. Until COVID-19 came, and now just about every office, institution or administration has had to adapt to remote working to stay operational. And for the most part, it works.   Furthermore, employers must brace themselves for the initial fluctuation in work productivity as their employees adjust to the challenges of the pandemic while working from home, according to Dr. Melissa Furman, a lecturer of management in the James M. Hull College of Business at Augusta University.    “As the pandemic carries on, it seems like more employers are noticing how working remotely is becoming the new trend and industries are getting used to the idea,” said Furman. “The latest technologies, such as online meeting platforms, will help ease the transition and keep a sense of cohesiveness outside the workplace.”   So once the dust has settled from COVID-19 and the new normal sets in across America, what will workplaces look like? Will remote working be accepted and encouraged? What risks are there to offices slipping back into the old and traditional ways?   There are a lot of questions to consider, and if you are a journalist covering this topic, that’s where Augusta University can help.   Furman is a respected leader in management with over 30 years of business coaching, mentoring and higher education administration. Click on her name to schedule an interview. 

2 min. read