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Elevated Interest Rates in the United States
Interest rates in the United States remain elevated, with the Federal Reserve holding its benchmark rate near its highest level in more than two decades as of late summer 2026. The Fed’s stance reflects its effort to fully tame inflation, which has cooled significantly from its 2022 peak but still shows pockets of persistence in areas like housing and services. Higher borrowing costs continue to ripple through the economy: mortgages remain expensive, business loans are harder to justify, and consumers face steeper rates on credit cards and auto financing. The broader economy is feeling the strain. Growth has slowed as companies delay expansion, hiring becomes more cautious, and households pull back on discretionary spending. At the same time, elevated rates have strengthened the dollar and helped stabilize inflation expectations, giving policymakers confidence that price pressures are gradually easing. The result is a mixed landscape — one where the labor market is steady but no longer surging, investment is cooling, and many sectors are waiting for clearer signals about when rate cuts might begin.
Parenting Your Parents: The Stuff We Don’t Say at Dinner
Every family has an elephant it keeps meaning to talk about, and in my family, that conversation always seemed to circle back to dessert. Someone would work up the nerve to raise something serious, and right on cue, someone else would ask if anyone wanted more pie. The elephant would quietly slip out of the room again. Dessert was sacred in our house, which is probably why my dad ate his first. We could talk about the weather, the traffic, Aunt Carol’s hip, almost anything except who would be in charge if Mom’s memory got worse or where Dad would live if the stairs ever became a problem. Here’s the thing about elephants. Silence only makes the room darker, and everyone ends up bumping into more furniture while trying to avoid the thing nobody wants to name. Instead, turn on the lights and look at it together, out loud, as a family, preferably before an emergency forces the conversation to happen at full volume in a hospital hallway. Part one of this series was about the everyday chaos of parenting your parents, the cordless phones, the clumpy milk and the mystery meals from the freezer. This part is different. These are the conversations nobody brings up willingly, the ones that involve lawyers instead of laughs. But they come from exactly the same place and matter just as much, maybe more, because they’re the ones that keep a family from falling apart the moment something goes wrong. The Power of Attorney Huddle Start with a power of attorney, the single most practical and least romantic gift you can give your family. Most people assume it is one document that covers everything. In Ontario, it is two separate things. A Continuing Power of Attorney for Property covers money, bills, and anything linked to a bank account. A Power of Attorney for Personal Care covers health decisions, housing, and day-to-day well-being. Other provinces use slightly different names for the same idea, so check your own, but the concept holds everywhere in Canada. One person can hold both roles, or you can split them between two people, whichever fits your family better. Nobody wants to picture a parent developing dementia or Alzheimer’s, but that is precisely why these documents exist. The time to set them up is now, while everyone involved is still sharp enough to have an opinion. Once capacity is gone, the chance to choose is lost. Families who skip this step often end up applying to court for guardianship instead, which costs more, takes longer, and does nothing about the emergency sitting in the hospital bed. Do not let AI draft these documents. This is the kind of paperwork that needs to hold up at two in the morning in an emergency room, so it needs a legal professional who knows your province and your family’s particular version of complicated. Have the conversation as a family first. Ask Mom and Dad honestly who they want making these calls, then take that to a professional who can build something that will hold up when it is needed. Splitting the Shift, and Supporting Whoever Carries It If you are an only child, feel free to skip this part, mostly because you never had a choice in the matter to begin with. Every ounce of this responsibility lands on your shoulders alone, and if there is a special corner of heaven reserved for those who carry it entirely by themselves, I hope it comes with better snacks than the rest of us get. For everyone with siblings, the question of dividing the work is really a workload question, and workload questions go sideways fast when nothing is written down. I know it sounds painfully formal, like drafting a treaty instead of helping your mother, to put who calls the doctor, who handles the finances, and who takes the overnight shifts into an actual document. But clarity is the entire point, because when something goes wrong, and it always eventually does, families get frenetic, pointing fingers or freezing instead of deciding anything. There is an old line about the best time to negotiate a prenup being on the honeymoon, when everyone still likes each other and no crisis is pulling at the conversation. The same logic applies here. Do this work while everyone is calm and well-rested, not standing in a hospital hallway, because the alternative is doing it during the worst week of the year, with all the extra tension thrown in for free. Even with the fairest split, the person carrying the heaviest share still needs support of their own. Caregivers have a real talent for arranging support for everyone except themselves, scheduling pills, appointments, and grocery runs for someone else while quietly running their own tank down to empty. I did plenty of that myself. The exhaustion was never a badge of honour, just a warning light I mostly ignored. Support in Canada varies by province, but it is available. The Ontario Caregiver Organization offers free counselling, peer support, a helpline for when you need someone to talk you down, and help finding respite care. Caregivers Alberta provides resources, mental health support, and education for Albertans caring for family members or friends. The Canadian Centre for Caregiving Excellence tracks support nationally and points you to programs wherever you live. Eligible individuals may qualify for Employment Insurance (EI) Caregiving Benefits. There is also a federal tax credit worth asking an accountant about, since most people qualify and never claim it. None of this replaces an actual break, and a break is not optional, no matter how capable you feel. Respite care exists so you can sleep, see a friend, or sit in a coffee shop without your phone buzzing about a missed pill. Asking for it isn't a weakness; it's what keeps you able to show up for your parent at all. Feet First or in a Box Somewhere in every family, a parent eventually announces their exit strategy. I’m not moving. You can’t make me. The only way I’m leaving this house is feet first or in a box. It’s delivered with total confidence, usually while standing on a knee or hip that clearly objects to the plan. Here is the distinction that matters most in this conversation. The children don’t get to decide where Mom or Dad lives. They get to help their parents decide, and that difference changes everything about how the conversation should go. Instead of announcing a verdict, ask open questions. How do you picture your retirement? Where do you see yourself in five years? What would need to change for you to still feel safe here? Then sit with the answers instead of rushing to fix them. For those of you with a difficult relationships with a parent, a complicated family tree or a family with illness or any form of abuse, my heart is with you. Thank you for even reading this far. I know this is an even more delicate topic and I don't have solutions for you. I do know that the same questions and conversations would apply but perhaps would be better delivered by a neutral 3rd party individual, trusted friend of the family or local pastor. Patience matters here more than almost anywhere else in this series, because older Canadians have earned the right to be stubborn about their front door, and pushing too hard usually only produces more stubbornness in return. What matters is that you talk about what happens if the stairs become a problem, the garden becomes too much, or living alone starts to feel isolating. Sometimes the answer is small: a gardener, a chairlift or safety bars in the bathroom. Sometimes it is a little sneaky with a housekeeper once a week, who conveniently expands to caregiving assistance on additional days. Sometimes it is bigger, such as moving in with a family member or trading the family home for a one-level apartment that does not require a hip replacement just to reach the mailbox. Whatever shape it takes, it works best when the whole family writes that next chapter together rather than one person handing it to the rest. Wishes and Wills The last set of conversations covers what your parents want if they get sick, what they want when they die, and what kind of care setting they would choose if they ever needed one, as well as which community they want to be part of and what matters most when choices become hard. These are not questions you settle in one sitting over coffee. They build slowly, over several conversations, and some of it needs time to sink in before anyone can respond honestly. If a conversation stalls, let it stall. Somewhere in all of this, the subject of a will comes up, and it is worth asking plainly whether one exists, where to find it, whether it is up to date, and whether it is legal. Sometimes parents want to walk you through every detail. Sometimes they would rather keep the specifics to themselves, and that is entirely their right. It is their money, their wishes, their life, and being an adult about it means respecting the boundary even when you are curious. What matters is that the conversation happened at all, not that you know every line of it. There is also a very modern wrinkle to all of this: passwords. A will can name exactly who gets the rocking chair, but it says nothing about who can unlock the phone to find the photos in the first place, or access the email, or access online banking once nobody remembers the password to the password manager. Write down the important logins somewhere real, not just in someone's memory, and tell a person you trust where to find them. I have friends in their fifties and sixties who found a genuinely clever way through all of this. They told their adult kids about their wishes and what was in their wills via a family group text, agreeing to save the real questions for when they were together at the cottage for the family vacation. Nobody had to maintain composure across a formal dinner table. They just laid it out in writing, then filled in the details around campfires and silly card games. Then, at the next big family gathering, actual Post-it notes started appearing on furniture around the house. Someone had written their name on artwork. Someone else claimed the good armchair. What could have been a heavy, tense conversation turned into a full-blown Post-it war, with siblings calling dibs on Grandma’s lamp with the same energy usually reserved for calling shotgun on the front seat. Turns out you can talk about who gets what without anyone needing a box of tissues in the room. Same Family, Different Kind of Love None of this is easy, and none of it should be. If it were simple, someone would have written the manual I was looking for in part one. But easy was never the goal. The goal is to show up for the people who showed up for you, with enough light in the room that nobody has to keep pretending the elephant is not there. Part one was about the everyday chaos, the stuff that makes you laugh even as it drives you slightly insane. This part is about the quieter, harder stuff: the paperwork and the conversations that do not come with a punchline. But it all comes from the same place. Every bit of it, the freezer-burned shrimp and the power of attorney alike, is really just love wearing a very inconvenient disguise. So have the conversations, write things down, and get a real lawyer to make it official. Ask the open questions, then listen to the answers. And when it is done, or as done as these things ever get, go ahead and have dessert first. Life is too short and far too unpredictable to save the best part for last. Warmly, Sue My Book is Available for Pre-Order I hope you will consider pre-ordering a copy of Your Retirement Reset for you, a friend or loved one. It's available September 29, 2026 published by ECW Press - You can now order at Indigo or Amazon. And if you love supporting Canadian booksellers, please also check with your local independent bookstore. Most can easily order it for you.
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Why Tornadoes on LI are a Rarity
After an EF1 tornado touched down in Atlantic Beach on August 20, Dr. Jase Bernhardt, associate professor of geology, environment, and sustainability, talked to Newsday about this rare occurrence. Some parts of the country – particularly in the central United States – are more likely to have the atmospheric conditions required to form a tornado. One key condition these cyclones require is “a clashing of contrasting air masses,” said Bernhardt. “We just don’t have the ingredients that are necessary. The water around the island tends to moderate the climate a bit.”
A prescription for good health
As more health systems, policymakers and insurers recognize the role of nutrition in preventing and managing disease, Michelle Axe is working to make Food Is Medicine a standard part of health care. Axe, manager of Food Is Medicine programs at ChristianaCare, oversees initiatives that connect patients with healthy food, nutrition education, health coaching and community-based support as part of their care plans. Her team addresses food insecurity while improving outcomes for people living with chronic disease, pregnant women and other populations facing health-related nutrition challenges. Axe works with clinicians, dietitians, health coaches, community health workers and community partners to provide medically tailored meals, medically tailored groceries, produce prescriptions and nutrition education. These interventions embed nutritious food into treatment, alongside traditional medical care. Healthier Meals, Better Outcomes When patients have access to nourishing food, they’re more likely to keep their conditions under control and avoid complications. Better nutrition can support lower blood sugar, improved blood pressure and overall improved wellness. Food support can also reduce the need for emergency visits and hospital stays, improving health outcomes in meaningful ways beyond filling a plate. Outside of ChristianaCare, Axe plays a key role in statewide conversations about how Delaware can advance Food Is Medicine strategies. She serves as co-chair of the Delaware Food Is Medicine Funding, Policy and Sustainability Working Group, alongside Delaware’s deputy secretary for Medicaid, placing her at the center of discussions about policy, community partnerships and the future of nutrition-focused health care in Delaware. Axe can provide on-the-ground insight into what it takes to move nutrition interventions from theory to practice and how health systems can measure their impact on patients and communities. Topics Axe can discuss include: • Why health systems are increasingly prescribing food alongside traditional treatments. • The connection between food insecurity, chronic disease and rising health care costs. • Can medically tailored meals reduce hospitalizations and improve outcomes? • How Food Is Medicine programs are supporting healthier pregnancies and families. • What it takes to scale Food Is Medicine from pilot projects to sustainable health care programs.
The House passed the Sunshine Protection Act on July 14, 2026, reviving the national debate over whether the U.S. should adopt permanent daylight saving time, return to permanent standard time, or keep the twice-yearly clock change altogether. The bill now heads to the Senate. At the University of Mary Washington, Dr. Hilary Stebbins, Associate Professor of Psychological Science, studies the chronobiology and sleep patterns of college students, research that can help inform exactly this debate: how does shifting the clock affect cognitive performance and behavior, no matter which system we land on? Dr. Hilary Stebbins is an Associate Professor in the Department of Psychological Science at the University of Mary Washington. She is an expert on sleep deprivation, circadian rhythms, and dopamine function, and how each affects cognitive performance and behavior. View her profile Stebbins doesn't take a side in the policy debate. Her focus is chronobiology, how sleep patterns and circadian rhythms affect college students' cognitive performance and behavior. But that science speaks directly to the choice lawmakers are weighing: any shift, whether it's permanent daylight saving time, permanent standard time, or sticking with the current system, creates a temporary mismatch between our internal clock and the outside world, and it takes the body time to catch up. "One of my past teams found that as people report higher levels of sleepiness, they show higher dopamine function and also have more difficulty controlling impulsive actions." — Dr. Hilary Stebbins, Associate Professor of Psychological Science, University of Mary Washington Stebbins leads a year-long undergraduate research team (PSYC 491/492) each year, and in 2018 a team of her students won the Virginia Association for Psychological Science's award for best undergraduate paper for their research on sleep deprivation. Interested in discussing chronobiology, sleep patterns, or the science behind the debate over permanent daylight saving time, permanent standard time, or dopamine and behavior? Connect with Dr. Hilary Stebbins, Associate Professor of Psychological Science at the University of Mary Washington, for expert insight into sleep research and its real-world stakes. Click on the link here.
ICE Arrests Decline on Long Island
Lawrence Levy, associate vice president and executive dean of Hofstra University’s National Center for Suburban Studies, was interviewed by Newsday about the decline in ICE arrests on Long Island. This stands in contrast to the rest of the country where nearly 50,000 people were arrested in July, the highest number since President Donald Trump’s second term. Levy said the trend, if the data is accurate, suggests that organized opposition to aggressive immigration enforcement by Latino and non-Latino residents and organizations may be having an impact.
Cornea specialist, educator named chair of MCG Ophthalmology
Amy Estes, MD, a cornea specialist, educator and long‑time faculty leader, has been named chair of the Department of Ophthalmology at the Medical College of Georgia at Augusta University, effective July 1. Pending approval of the University System of Georgia Board of Regents, she will also hold the Knights Templar Educational Foundation of Georgia/Fleetwood Maddox Chair in Ophthalmology. Estes joined MCG in 2013 and currently serves as director of the Cornea Service. She is a highly respected clinician who cares for patients from across Georgia who require advanced medical and surgical management of complex corneal disease. A dedicated educator, Estes has played a central role in training the next generation. She has advised numerous medical students pursuing careers in ophthalmology, served on multiple PhD committees and contributed extensively to resident education. She previously served as associate director of the Ophthalmology Residency Program and has led the residency program as director since 2020. Her leadership has strengthened the visibility and reputation of the department’s educational programs across the state. She also brings significant leadership experience at both the state and national levels. She has served on the council of the Georgia Society of Ophthalmology, ultimately becoming its president, and as the Georgia representative at the American Academy of Ophthalmology. Her research collaborations with the James and Jean Culver Vision Discovery Institute have contributed to six R01 grants and 19 peer-reviewed publications, advancing both basic science and translational vision research at MCG. “Dr. Estes has demonstrated exceptional commitment to patient care, education, and research throughout her career at MCG,” said MCG Dean David C. Hess, MD. “Her vision for the department, combined with her deep understanding of our institution and the needs of patients across Georgia, makes her an outstanding choice to lead the department into its next chapter. “I also want to express my sincere appreciation to Steve Brooks, MD, who has served as chair of the department since 2020 and will return to his faculty role as a pediatric ophthalmologist. Dr. Brooks has guided the department through significant transitions with steadiness, compassion, and a deep commitment to learners and patients. I’m thankful that he will continue to share his expertise with our students, residents, and the children and families he serves, and that he will continue his important work in patient care, research, and education.” As chair, Estes plans to prioritize faculty recruitment and retention, support continued growth in research and education, and pursue opportunities to expand clinical services, including exploring satellite locations to improve patient access and accommodate increasing demand for eye care across the state. She completed her undergraduate education at Davidson College before earning her medical degree from The Ohio State University College of Medicine. She completed both her ophthalmology residency and a fellowship in cornea and refractive surgery at Wake Forest Baptist Medical Center. See more experts at Augusta University → Click here
Specialized brain imaging tracks hormone-driven changes
A new study out of the University of Delaware shows that fluctuations in estrogen influence the brain, helping reshape connections between neurons. Researchers showed that a specialized imaging technique called magnetic resonance elastography (MRE) can detect estrogen-dependent mechanical changes in the hippocampus, a brain region involved in memory and learning, across the reproductive cycle. The findings, published in Brain Communications, lay the groundwork for future studies exploring how hormonal changes, including long-term transitions like menopause, affect brain health in women. “Across the reproductive cycle, the brain adapts, relying more heavily on different regions at different times. This was step one: can we track these changes with MRE in rats, and then eventually in humans?” said first author Katrina Milbocker, a postdoctoral researcher in Curtis Johnson’s laboratory and a UD alumna with a doctorate in behavioral neuroscience. “Imaging is often viewed as a tool for detecting disease, but it can also help us understand brain health dynamically,” said Johnson, an associate professor of biomedical engineering. “Our ultimate goal is to understand how brain mechanics change across life stages and what those changes can tell us about health and aging.” Toward clinical translation While the study links hormone fluctuations to changes in hippocampal mechanics, the question of whether those changes influence brain function remains. A key next step is connecting MRE measurements with cognition, including memory and learning. Johnson’s team is also extending the work into rat models of menopause, a life stage in which the body produces much lower levels of estrogen. “We suspect there may be a mechanical ‘stuck state’ when estrogen is first depleted, contributing to disrupted cognitive function like brain fog, and we are trying to test this next,” he said. At the same time, the team is working to translate the findings to humans through parallel rodent and human studies. “One unique advantage at UD is that the human and animal imaging facilities are in the same building, which makes collaboration easier,” Milbocker said. Ultimately, they hope to make MRE fast enough to be incorporated into routine MRI exams, ideally adding less than a minute to a standard scan. “Transitions such as menopause span years, and we want to understand how brain health changes across them and how to support individuals during those periods,” Johnson said. To speak with Milbocker or Johnson, email mediarelations@udel.edu.
When disasters strike, evacuation decisions can be complicated by factors that emergency planners may not always anticipate — including the needs of pets, infants and other vulnerable members of a household. University of Delaware disaster researcher Sarah DeYoung studies how people make decisions during disasters and how emergency planning can better account for the needs of families and their companion animals. Her expertise includes evacuation decision-making, companion animals in disasters, infant feeding in emergencies and maternal and child well-being during disasters. DeYoung's research is particularly relevant as communities around the world respond to natural disasters, including the devastating flooding currently affecting Nepal. DeYoung has conducted field research following 13 disasters, including the 2015 Gorkha earthquake in Nepal, where she studied maternal and infant health and feeding in the aftermath of the disaster. She says that pets can significantly influence evacuation decisions. People may delay or avoid evacuation if they cannot bring their animals with them, while others may return to dangerous areas to retrieve pets. Her work examines how emergency managers can better incorporate animals into evacuation and sheltering plans. She also studies the particular challenges facing mothers and infants during disasters, including access to food, infant feeding, shelter and other basic necessities. Topics she can discuss include: • How pets influence evacuation decisions • Challenges of evacuating and sheltering with companion animals • How emergency planners can better account for pets and families • Emergency warnings and evacuation decision making • The needs of mothers and infants during disasters • Infant feeding and access to basic necessities during disaster recovery • How disasters affect vulnerable populations and family well-being To reach DeYoung directly and arrange an interview, visit her profile and click on the "contact" button. Interested reporters can also send an email to MediaRelations@udel.edu.
