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Vishesh Agarwal, M.D. avatar

Vishesh Agarwal, M.D.

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Chair of Addiction Medicine Services, Vice Chair of Department of Psychiatry
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Ken Keen

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Janet Lenaghan

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Dean, Frank G. Zarb School of Business, Professor of Management and Entrepreneurship
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Suzanne Bernier, CEM, CBCP, MBCI

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Read expert insights on a wide variety of topics and current events.

What's in the Water? New Research Brings Weekly River Health Data to the Public featured image

What's in the Water? New Research Brings Weekly River Health Data to the Public

A recent article in the Fredericksburg Free Press highlighted a new University of Mary Washington initiative that is testing the Rappahannock River weekly for fecal coliform bacteria and sharing the results publicly. Led by Associate Professor of Earth and Environmental Science Tyler Frankel, the program aims to provide residents with accessible information before swimming, fishing, paddling, or otherwise enjoying one of the region's most important waterways. Dr. Tyler Frankel is an Assistant Professor in the Department of Earth and Environmental Sciences at the University of Mary Washington. He is an expert on ecotoxicology, specifically the impact of pharmaceutical, industrial waste products, & pesticides on aquatic wildlife. View his profile The project addresses a significant gap in environmental monitoring. While bacteria levels can change rapidly following rainfall and other environmental conditions, routine testing has historically been limited. Frankel and his student research team are collecting samples from five locations along the river and building a long-term database that can help identify contamination trends and potential pollution sources. The effort also provides valuable hands-on research opportunities for students while generating information with direct public health benefits. “There isn’t really a program that exists like that for the Rappahannock where the public can get access to weekly data sets.” — Tyler Frankel, Associate Professor of Earth and Environmental Science, University of Mary Washington The research focuses on fecal coliform bacteria, including E. coli, which can enter waterways through sewage, failing septic systems, agricultural runoff, pets, wildlife, and other sources. Elevated levels can pose health risks to people who come into contact with contaminated water, making timely and accessible monitoring an important tool for both recreation and environmental stewardship. Connect with an Expert Interested in discussing water quality monitoring, bacterial contamination in rivers, watershed management, citizen science, or environmental health risks? Connect with Tyler Frankel, Associate Professor of Earth and Environmental Science at the University of Mary Washington, for expert insight into water quality testing, pollution tracking, environmental monitoring, and the science behind protecting freshwater ecosystems.

Tyler Frankel profile photo
2 min. read
Tight-Wad or Spend-Thrift? featured image

Tight-Wad or Spend-Thrift?

My friend, Linda, retired at 66 after 35 years as a school principal. She had done everything right. Pension. Savings. No debt. A financial plan so airtight that her advisor framed it. On her first Monday of retirement, she drove to the grocery store, stood in front of the fancy olive oil, and put the $23 bottle back on the shelf. She grabbed the $10 one instead. That night, she called me, genuinely distressed. "Sue," she said, "I don't know how to spend the money." Linda is not alone. Her problem is not a math problem. It is a brain problem. Welcome to the neuroscience of aging and money, where biology is ageist, your prefrontal cortex is quietly retiring before you do, and the financial industry has somehow spent decades teaching you to save without ever explaining how to stop. What Is Actually Happening in That Brain of Yours As we age, the prefrontal cortex, the part of your brain responsible for planning, decision-making, and impulse regulation, starts to lose its edge. Meanwhile, the amygdala, the emotional centre, gains more influence. The result? Decisions that feel more emotional, more risk-averse, and sometimes more impulsive, depending on which way your wiring maps. Research published by Agarwal, S., Driscoll, J. C., Gabaix, X., & Laibson, D. found that financial decision-making peaks around age 53 and then declines steadily. This is not because older adults are less intelligent, but because the cognitive systems that weigh risk and reward begin to operate differently. Biology is ageist, as evidenced by the fact that your brain begins to change its relationship with money before you have even figured out what to do with it. A recent study from the National Bureau of Economic Research found that older adults are significantly more likely to make financial mistakes on both ends of the spectrum: excessive caution and excessive spending. The brain does not uniformly tighten the purse strings. It amplifies whatever pattern was already there. If you were a careful saver, you would become an Olympic penny-pincher. If you were a spender, you would become a one-person economic stimulus package. You become an exaggerated version of your younger self. Which is charming in theory and occasionally catastrophic in practice. Team Tight-Wad: All Chips, No Salsa You know the type. Actually, you might be the type. These are the people who still have their first chequebook, who compare per-unit prices for paper towels with the focus of a neurosurgeon, and who have not eaten at a restaurant without a coupon since the second Harper government. They are not cheap. They are terrified. As the prefrontal cortex loosens its grip on rational future planning, the fear of running out, what I call FORO (Fear of Running Out), takes the driver's seat. It whispers things like: what if the market crashes, what if I get sick, what if I live to 102 and run out of money at 99? And so the tight-wad doubles down. The $23 olive oil goes back on the shelf. The vacation gets postponed. The grandchildren's birthday gifts get slightly less grand. All chips, no salsa. You have built a pile of financial security and are sitting on it, stiff, virtuous, and mildly hungry, while the dip goes untouched. The tight-wad's greatest risk is not poverty. It is regret. Researchers at Cornell University found that people in the final chapters of their lives consistently reported regretting what they did not do far more than what they did. That trip not taken. That renovation not done. That bottle of good olive oil not purchased. FORO kept them safe and small, and the memory of that smallness stings. Team Spend-Thrift: All Salsa, No Chips On the other side of the spectrum, we have the spend-thrifts. As the emotional centres become more active and impulse regulation less reliable, some people lean into the "you only live once" philosophy. They book the trip to Portugal. They buy the golf club they do not need. They pick up the tab for dinner for eight people they met three hours ago. They are generous, spontaneous, and occasionally mystified by their bank statements. Research from Harvard Business School confirms that spending money on experiences and on others generates a meaningful boost in wellbeing. Spend-thrifts are onto something. The problem is sustainability. If the prefrontal cortex is not doing its job by asking "do we actually need this," the credit card bill arrives, and this is why we can't have nice things. Spend-thrifts also tend to underestimate longevity. A 65-year-old Canadian woman today can expect to live, on average, past 87. That is more than two decades of retirement to fund. All salsa, no chips is a delicious way to start a party and a terrible way to sustain it. The Gap Nobody Talks About: Permission to Spend Here is where I want to say something that gets almost no airtime in the financial services industry. We have an enormous education gap on this side of retirement. The entire financial industry, including the advisors, the institutions, the calculators, the seminars, and the books, has spent decades teaching people how to accumulate money. How to save. How to invest. How to sacrifice the latte. The message has been so relentless that it has rewired the way people feel about spending. And then retirement arrives. And nobody says: Okay, you can stop now. You can actually use this. This is what it was for. Switching from accumulation to decumulation requires real support, real education, and genuine permission. It is not a switch you flip. It is a gear shift that many people never make successfully. They arrive at retirement financially prepared but psychologically stuck. Honestly? The mother of all eye rolls is reserved for the financial institution that still calls it a savings account when you are 72. You are not saving anymore. You are managing a spending pool. Here is my modest proposal: once you turn 65, your savings account becomes your spending account. Not a radical rebranding. A psychological one. Words matter. Framing matters. Every time you log in and see the word "spending," your brain starts to normalize the idea that this money has a purpose, and that purpose is your life. Clients need financial therapists as much as they need financial planners. They need someone to look them in the eye and say: you earned this, you saved this, and spending it wisely and joyfully is not a failure of discipline. It is the entire point. Self-Awareness Is the Cheapest Investment You Will Ever Make Recognizing your pattern is step one. If you have not bought anything for yourself that was not on sale in the past calendar year, that is data. If you cannot remember the last time you checked your balance before a purchase, that is also data. Neither is a character flaw. Your brain is doing what it is supposed to do. Step two is to get the right support and give yourself explicit permission. A good retirement income specialist asks what you want your money to do for you now, not just how long it needs to last. A financial therapist helps you untangle your emotional history with money. At some point, you write it down: I am allowed to spend on things that bring me joy, keep me healthy, and connect me to the people I love. Post it somewhere you will see it when you are standing in front of the fancy olive oil. The Punchline Linda eventually bought the $23 olive oil. It took four months, a conversation with her advisor, and an honest chat with her daughter, who pointed out that Linda had about 90 jars of tomato sauce in her basement and no good reason to be rationing condiments. The brain changes that come with ageing are real. They are not personal failures. They are biology doing biology things, loudly and without your consent. But brains are also remarkably responsive to information, reframing, and the occasional kick in the pants from someone who loves you. You spent decades building financial security. The goal was never to die with the most money. It was a good life. All chips AND salsa. The full spread. The $23 olive oil on the good bread, with the people you love. Your spending account is waiting. Honestly, it has been waiting long enough. Because nobody wins a prize for being the richest person in the graveyard. Don’t Retire…Re-Wire! Sue

Sue Pimento profile photo
6 min. read
Got Expertise to Share? featured image

Got Expertise to Share?

ExpertFile works with leading organizations with trusted experts. We help make their expertise more discoverable, structured, and actionable for AI-driven discovery, strategic outreach, and real-world opportunities.

The Business of Youth Soccer and Youth Sports Participation featured image

The Business of Youth Soccer and Youth Sports Participation

With the 2026 FIFA World Cup less starting this week, the University of Delaware's John Allgood is available to discuss the business of soccer, youth sports participation and the tournament's impact on communities and the economy. A former United Soccer League top executive and instructor of sport management, Allgood has firsthand experience in both the business and development sides of the sport. Through his experience as a USL franchise owner, Allgood can discuss the World Cup’s economic impact and why the sport is a unifying force. He can discuss how the World Cup will boost participation and fan interest in soccer, especially among youth players. Allgood can address the tiered structure of soccer in the U.S., including the pay-to-play system in youth soccer that is different from development models in other countries. To arrange an interview with Allgood, send an email to MediaRelations@udel.edu.

John Allgood II profile photo
1 min. read
Psychology Expert Explains Why Nostalgia Hits Us So Hard featured image

Psychology Expert Explains Why Nostalgia Hits Us So Hard

Whether it’s the smell from a vintage shop or the recent social media trend of sharing 2016 photos, Professor Cathy Cox from TCU’s Louise Dilworth Davis College of Science & Engineering recently spoke to TCU News about why our brains respond so strongly to nostalgia. Read the full interview below and check out her Explained in 60 Seconds video: Looking to connect with Cathy Cox? Simply contact Holly Ellman, Associate Director of Communication, today at h.ellman@tcu.edu.

1 min. read
Inside the Partnership Between Texas Christian University and Taylor Sheridan’s Four Sixes Ranch featured image

Inside the Partnership Between Texas Christian University and Taylor Sheridan’s Four Sixes Ranch

A unique partnership between Texas Christian University and the legendary Four Sixes Ranch is giving students hands-on experience helping shape the future of one of the most recognizable brands in the American West. Recently featured at a major national rodeo event, the ranch’s newly designed retail booth, created by TCU faculty and students, blends heritage-inspired design with modern merchandising, reflecting the ranch’s growing national profile under the ownership of Taylor Sheridan and Nicole Sheridan. “We’re now written into the history of the Four Sixes Ranch.” The collaboration spans fashion merchandising, branding and business strategy, allowing students to contribute directly to product development, retail design and digital marketing initiatives. For students involved, the project offered a rare opportunity to see classroom ideas become real-world products tied to an internationally recognized Texas brand. Faculty members say the partnership reflects TCU’s focus on experiential learning while helping preserve and evolve an important piece of Texas cultural identity. Check out the video TCU and Four Sixes Ranch, and you can read more about this project in the full article below: Looking to connect with Chares Freeman, Kevin Smith, Nicole Bettinger or Rima Shrestha about this exciting project? Simply contact Holly Ellman, Associate Director of Communication, at h.ellman@tcu.edu today.

1 min. read
LSU Vet Med urges animal owners to be vigilant for New World screwworm featured image

LSU Vet Med urges animal owners to be vigilant for New World screwworm

The LSU School of Veterinary Medicine is encouraging pet owners, livestock producers, horse owners, and veterinarians to remain vigilant following the recent detection of New World screwworm (NWS) confirmed cases in Texas and New Mexico. What is NWS? New World screwworm is a parasitic fly whose larvae, commonly known as maggots, feed on the living tissue of warm-blooded animals. Unlike most maggots that feed on dead tissue, screwworm larvae burrow into healthy flesh, causing painful wounds, severe infections, and, if left untreated, death. The pest can affect livestock, horses, wildlife, dogs, cats, and, in rare cases, people. Currently, there are no confirmed cases of New World screwworm in Louisiana, but awareness and early detection are critical. Animal owners should routinely inspect their animals for wounds and seek veterinary care immediately if they notice anything unusual. Government Response The U.S. Department of Agriculture and Texas animal health officials are actively responding to the detection through quarantines, surveillance, movement controls, and the release of sterile male screwworm flies to help stop the pest's spread. According to the Louisiana Department of Agriculture and Forestry, additional animal movement requirements are being implemented to reduce the risk of the pest entering Louisiana. These measures include enhanced health certificate requirements for certain animals entering the state from Texas, specifically lowering the validity of health certificates for animals entering Louisiana from 30 to seven days. Learn more at ldaf.la.gov. What to Look For Screwworm larvae most commonly enter through open wounds, surgical incisions, tick bites, the navels of newborn animals, or natural body openings such as the nose, ears, eyes, and genital regions. Animal owners should watch for: Wounds that fail to heal Bloody or foul-smelling discharge from wounds Visible maggots or egg masses in wounds or body openings Excessive licking, chewing, or irritation around a wound Signs of discomfort, depression, or reduced appetite There are currently no vaccines available to prevent New World screwworm. Rapid detection and response remain the most effective tools for preventing its spread. Diagnosis LSU Diagnostics (Louisiana Animal Disease Diagnostic Laboratory) is working with the Louisiana State Animal Health Officials (SAHO) for identification of all suspected cases. All confirmatory testing and reporting are being performed by the National Veterinary Services Laboratories, which will communicate results to the SAHO. What to Do if You Suspect NWS Animal owners who suspect New World screwworm should contact their veterinarian and the State Animal Health Official (SAHO) immediately at vetreports@ldaf.state.la.us or 225-925-3980. In Louisiana, the SAHO is Louisiana State Veterinarian Dr. Daniel Myrick (LSU 2001) with the Louisiana Department of Agriculture and Forestry. The public should be aware that New World screwworm does not affect the safety of the U.S. food supply. Federal inspection programs are designed to identify affected animals and prevent contaminated products from entering commerce. For more information about New World screwworm, visit Screwworm.gov or the LSU AgCenter webpage on NWS. About LSU Vet Med: Bettering lives through education, public service, and discovery The LSU School of Veterinary Medicine is one of only 33 veterinary schools in the U.S. and the only one in Louisiana. LSU Vet Med is dedicated to improving and protecting the lives of animals and people through superior education, transformational research, and compassionate care. We teach. We heal. We discover. We protect.

Christine Navarre profile photo
3 min. read
World Cup 2026: Former soccer executive analyzes tournament economics and youth soccer structure featured image

World Cup 2026: Former soccer executive analyzes tournament economics and youth soccer structure

With the 2026 FIFA World Cup days away, the University of Delaware's John Allgood is available to discuss the business of soccer, youth sports participation and the tournament's impact on communities and the economy. As a former United Soccer League (USL) top executive, Allgood brings firsthand experience and knowledge of the commercial operations and development sides of the sport. He also currently serves as an instructor of sport management at UD. Areas of expertise relevant to the World Cup include: • Economic impact: How the tournament will drive local revenue. • The business of soccer: Sports marketing and the commercialization of global sports entertainment. • U.S. youth soccer: The tiered structure of soccer in the U.S., including the pay-to-play system in youth soccer that is different from development models in other countries. • Participation and interest: How the World Cup will boost participation and fan interest in soccer, especially among youth players. • Soccer as a unifying force: The sports' social impact and how it brings people together. To reach Allgood directly and arrange an interview, click the "contact" button on his profile. Interested journalists can also send an email to mediarelations@udel.edu.

John Allgood II profile photo
1 min. read
Tick Population Surge Raises New Lyme Disease Concerns featured image

Tick Population Surge Raises New Lyme Disease Concerns

A surge in tick activity across Connecticut is renewing concerns about Lyme disease, prompting experts to examine the environmental factors driving tick populations, the challenges of prevention, and the future role of vaccines. Recently reported by CT Community News and CTNewsJunkie, researchers are seeing unusually high numbers of ticks infected with the bacteria that causes Lyme disease, with infection rates reaching levels typically not observed until peak season. Experts point to a combination of environmental conditions, including a snowy winter that insulated overwintering ticks, milder seasonal temperatures, and continued residential expansion into wooded areas where ticks thrive. According to Dr. David Banach, an infectious disease specialist and epidemiologist at UConn Health, the increase in Lyme disease cases is influenced by multiple factors. While improved reporting may account for some of the rise, environmental conditions continue to play a significant role in the number of infections seen by clinicians each year. “Lyme disease is chronically underreported.” Dr. David Banach Dr. David Banach is an infectious diseases physician who leads UConn Health's Infection Prevention Program and serves as hospital epidemiologist. View his profile The article also explores ongoing efforts to develop new Lyme disease vaccines. Dr. Paulo Verardi, head of UConn's Department of Virology and Vaccinology, notes that vaccines could become an important tool in reducing disease risk, but cautions that vaccination alone will not solve the broader challenge posed by expanding tick populations and changing environmental conditions. Effective control, he argues, will require a combination of public education, land management, and efforts to reduce tick abundance. “To really control tickborne diseases, there needs to be more land management, public education and a drop in the overall tick population.” Dr. Paulo Verardi Dr. Paulo Verardi is a virologist who specializes in vaccine research and development. He is a Department Head and Associate Professor at UConn and a member of the Center of Excellence for Vaccine Research. View his profile As Lyme disease continues to spread across North America, understanding the intersection of climate, ecology, public health, and vaccine development is becoming increasingly important. Researchers are working to better understand why tick populations are expanding, how disease risk is changing, and what strategies can best protect people who live, work, and spend time outdoors. Covering Lyme or other tickborne diseases? We can help. To learn more about Lyme disease, tick-borne illnesses, vaccine development, infectious disease trends, and public health preparedness, connect with experts such as Dr. David Banach and Dr. Paulo Verardi, whose research and expertise help explain the growing challenges posed by tick-borne diseases.

David Banach profile photoPaulo  Verardi, Ph.D. profile photo
2 min. read
World Cup: Hall of Fame heading expert can talk about concussions featured image

World Cup: Hall of Fame heading expert can talk about concussions

With a focus on concussion research, the University of Delaware's Thomas Kaminski serves as the sole U.S. representative on the FIFA Heading Expert Group, putting UD on the world soccer stage. Kaminski's contributions to the sport earned him a place in the National Athletic Trainers’ Association Hall of Fame. Kaminski, professor of kinesiology and applied physiology at UD's College of Health Sciences, has studied heading in soccer and concussion risk for nearly three decades. It's just one of the many topics he can discuss in relation to the upcoming World Cup: • Concussion risks, prevention strategies and sports-related mild traumatic brain injuries. • Ankle instability and how evolving safety standards are influencing the modern game. • Purposeful headers in interscholastic and intercollegiate soccer. Kaminski will be inducted into the National Athletic Trainers’ Association (NATA) Hall of Fame at the 77th NATA Clinical Symposia & AT Expo on June 30, 2026, in Philadelphia. The award represents the profession’s highest honor and honors members who have dedicated their lives to service and left a lasting impact on the profession. “I’m honored and humbled to join such a distinguished group of athletic training pioneers – people who have shaped and pushed the profession forward to where it is today,” Kaminski said. To reach Kaminski directly and arrange an interview, visit his ExpertFile profile and click on the "connect" button. Interested members of the media can also email mediarelations@udel.edu.

Tom Kaminski profile photo
1 min. read