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Researchers Seek Understanding of Early Life on Earth Following Chilean Expedition

In a discovery that may further our understanding of the early evolution of life on Earth, a research team, including associate professor Andrew Palmer and master’s student Caitlyn Hubric, identified Chile’s deepest and most northern cold seeps—openings in the ocean floor that emit gases and fluids— about 100 miles off the Chilean coast and thousands of feet below the surface. This most terrestrial of discoveries may also yield insights that could benefit future space exploration, Palmer said. Palmer, who runs the astrobiology and chemical ecology lab at Florida Tech, and Hubric, who has studied with him for the last three years, represented the university on Schmidt Ocean Institute’s (SOI) expedition through the Atacama Trench. The trench is a nearly 5-mile-deep oceanic trench in the eastern Pacific Ocean that has remained at the same latitude for the last 150 million years, suggesting an extremely stable and potentially ancient ecosystem. The trench’s seeps, found at a depth of 2,836 meters (9,304 feet), provide chemical energy for deep sea animals living without sunlight, according to SOI. Seeps like this one can help astrobiologists understand how life developed on Earth and how those survival strategies and chemical conditions might sustain life on other planets. Palmer and Hubric were members of the expedition’s microbiology team and were specifically searching for biosignatures. That meant looking out for novel microbes and chemical signatures, like proteins or carbohydrates, which may have existed in the region for millions of years. The benefits of their research extend beyond life on Earth. They could also shape future space exploration. A big part of why they’re investigating water ecosystems is because of the popularity around Saturn’s moon Enceladus and Jupiter’s Europa, Hubric said. She said it’s not a perfect analog, but it’s close enough that they can look for patterns in how life’s chemical processes might operate at these sites. “We hope that some of the questions we answer here find will help us in future endeavors when we do finally go explore the solar system,” Hubric said. Back on campus after the expedition, which ran from May 24 to June 6, they’ve started working to solve those questions by both identifying molecules that guide the search for life and by understanding the limitations of the instruments that can detect metabolites, or early signatures of life, Palmer said. “If [the instruments] can’t successfully identify traces of life on Earth, where we know there’s lots of life, how are they going to be successful in a place where it’s less likely than a needle in a haystack?” Palmer said. “It’s the bigger question of, what do we need to do in order to be successful in the search for life?” For Palmer and Hubric, research has only just begun. They’ll test water and sediment samples and the filtrate that they’ll remove from their water filters and investigate for microbes of interest. Searching for novel metabolisms will be an even more extensive process, Palmer said. “It’s weird doing something where you won’t be able to see the results for weeks or months,” Palmer said. “This is just the beginning.” Looking to know more about the Schmidt Ocean Institute’s (SOI) expedition through the Atacama Trench and Dr. Palmer's research? Then let us help. Dr. Andrew Palmer is an associate professor of biological sciences at Florida Tech and a go-to expert in the field of Martian farming. He is available to speak with media regarding this and related topics. Simply click on his icon now to arrange an interview.

J.S. Held Releases 2025 Global Risk Report Addressing Critical Risks Amid Uncertainty

On the first day of the new presidential administration in the United States, global consulting firm J.S. Held unveils its annual report focused on critical areas impacting industries and economies worldwide. Explore the 2025 J.S. Held Global Risk Report here: In an increasingly uncertain and volatile global landscape, businesses, governments, and investors face a growing array of challenges that demand immediate attention and innovative solutions. The 2025 J.S. Held Global Risk Report explores five interconnected topics that organizations must consider in managing risk and opportunity in the year ahead. These include: 1. Sustainability Investments & Headwinds: With various ESG regulations across jurisdictions and increasing scrutiny over corporate environmental and social practices, experts explore how organizations can align with evolving frameworks while driving innovation. 2. Global Supply Chain Challenges: From geopolitical conflicts to climate disruptions, the report analyzes how companies can build more resilient and sustainable supply chains. 3. Crypto & Digital Asset Intensification: As the crypto landscape transitions through regulatory shifts and technological advancements, the report highlights both the risks and opportunities for businesses and investors. 4. Artificial Intelligence, Data & Digital Regulatory Response: With Artificial Intelligence (AI) systems reshaping industries, experts examine the regulatory, ethical, and operational challenges, as well as the competitive advantages for organizations that harness this transformative technology responsibly. 5. Cybersecurity Complexities: From AI-powered cyberattacks to evolving data protection laws, the report provides insights into how organizations can safeguard operations and maintain customer trust in a rapidly shifting digital environment. The 2025 J.S. Held Global Risk Report includes an analysis of these categories of risk and actionable opportunities for companies to gain a competitive edge while addressing critical vulnerabilities. “The 25 technical, scientific, financial, and strategic advisory experts who contributed to the J.S. Held Global Risk Report have collaboratively parsed not only each risk independently but also at their unique points of intersection to create a framework to support business decision-making,” noted Greg Esslinger, Executive Vice President and Global Investigations Practice Leader. “Our experts’ deep understanding of the external factors related to the topics that keep CEOs, CFOs, COOs, CLOs, and Boards of Directors up at night drives the curated insights shared in the report and helps clients navigate risks and capitalize on emerging opportunities in the year ahead,” adds John Peiserich, Esq., Executive Vice President and Environmental, Health, & Safety Practice Leader. The depth and breadth of J.S. Held’s work in the insurance market provides a strong foundation in risk assessment, data analysis, global awareness, regulatory compliance, technological adaptability, and risk mitigation. Collectively, these skills better equip the firm’s experts to assess business risk across diverse geographies, geopolitical landscapes, compliance frameworks, and digital advancements. "In a world where uncertainty is the only constant, there is a need for something solid you can hold onto," observes J.S. Held Chief Executive Officer Jonathon Held. "Our name is our promise," he adds. "Our role as strategic advisor is emblematic of this promise, even in the face of the most daunting risks, clients have the expertise and guidance to act with confidence" "Agile, collaborative, and creative client-centric teams provide solution-forward advisory to our clients across the globe, no matter the scope or complexity of a project; the J.S. Held Global Risk Report is reflective of the trusted advisor role we have earned over the last 50 years," noted J.S. Held President and Chief Operating Officer Lee Spirer. J.S. Held's expertise in strategic advisory is built upon five decades of experience in the most rigorous venues – state, federal, and international courts – and spans more than 150 different industry segments. If you have any questions or would like to further discuss the risks and opportunities outlined in the report, please email GlobalRiskReport@jsheld.com. To connect with Greg Esslinger or John Peiserich simply click on either expert's icon now. For any other media inquiries - simply contact : Kristi L. Stathis, J.S. Held +1 786 833 4864 Kristi.Stathis@JSHeld.com

Insights on Global Business Risks & Opportunities in 2025

The 2025 J.S. Held Global Risk Report provides insight into cutting-edge and high-stakes issues facing businesses this year. In the video below, Executive Vice President Greg Esslinger shares more about the risks and opportunities covered in the report to help clients anticipate, adapt, and advance in 2025. To view the report, visit: 2025 J.S. Held Global Risk Report Looking to know more or connect with Greg Esslinger about the 2025 J.S. Held Global Risk Report? Simply click on his icon now to arrange an interview today.

I Was 33 Years Early to the ADU Party

The early 1990s were tough for many Canadians, including my partner and me. The recession of 1990-1991 hit us hard, leaving both of us without jobs and staring at an unemployment rate that had climbed to a record 10.23%. With bills piling up and options dwindling, we had to get creative—and fast. That’s when we found an unexpected lifeline in an unlikely place: my partner’s grandmother’s house. Grandma, a 90-year-old fireball from Newfoundland, was sharp as a tack and fiercely independent. However, her home was starting to feel too large for her to manage on her own. Meanwhile, we needed a place to live that wouldn’t drain our limited savings. Over cups of tea at her cozy kitchen table, a plan started to take shape: we would build a basement apartment in her house, move in, and exchange affordable rent for assistance around the house. It was a perfect win-win. I didn't know it, but I was an ADU pioneer Today, this living arrangement may be recognized as an Accessory Dwelling Unit (ADU), a secondary housing unit on a single-family property. However, in 1991, this concept was far from mainstream. For us, it was simply a matter of survival—a practical solution born from necessity. We rolled up our sleeves and got to work. With a few friends and determination, we transformed Grandma’s basement into a modest but functional living space. It was basic, even a bit wonky—you had to walk through the bedroom to get to the living room-kitchen combo—but it was ours. We managed most of the construction ourselves, and hired an electrician for the wiring and a plumber to handle the pipes. The rest was pure sweat equity. Living in that basement was an adjustment, to say the least. Space was tight, and our DIY craftsmanship wasn’t exactly HGTV-worthy. However, it provided us with a fresh start. But as ADU pioneers, we got much more than we could have imagined. A much closer connection to family. Grandma’s wit and energy were the heart of the house, and we grew closer to her than we ever imagined. Her stories about growing up in Newfoundland in the late 1800s mesmerized me. I would sit there, wide-eyed, as she recounted winters so cold that tea froze before it hit the cup and evenings illuminated by whale oil lamps. We laughed constantly, and she quickly became the grandmother I never had since my grandparents had passed before I was born. Grandma and I stayed close even after my relationship with my partner ended. I couldn’t imagine life without our Friday lunches, which became a cherished tradition. Every week, I’d visit, and she’d share more stories or critique my cooking attempts with her quick wit and that unmistakable Newfoundland twang. She continued to be a beacon of joy and wisdom in my life. Grandma thrived on independence, which she held onto with great determination. At 90 years old, she re-tarred her driveway by herself, much to the neighbours' surprise and my immense admiration. The tar application was as wrinkled as her skin, and she couldn't care less. She beamed with pride while I took her picture! She loved having visitors, and the parish clergy were frequent guests. She always welcomed them with a twinkle in her eye and a sharp sense of humour. Once, when the parish priest asked her if she ever thought about "the hereafter," she shot back, “Oh, I think about it every day when I go into the basement and ask myself, ‘What am I here after?’” That was Grandma: quick-witted, strong, and full of life. Our basement apartment was more than just a place to live; it was a lifeline. The benefits extended beyond us. Grandma stayed in the home she loved until she passed away peacefully at 96 years old, sitting at her kitchen table on my birthday. It was a poignant moment that reminded me how much she had shaped my life. The modest basement apartment not only sheltered us but also added value to her home. We inadvertently enhanced the property’s functionality and appeal by converting unused space into livable quarters. This represents a key advantage of ADUs in today’s economy. Given the housing shortages and rising costs, ADUs provide a practical solution by offering affordable rental options, increasing property values, and creating opportunities for intergenerational living. In recent years, governments have acknowledged the importance of ADUs, making it easier and more affordable for families to construct them. Changes to mortgage lending policies have been introduced to promote ADU construction. For instance, insured loans now cover up to $1.5 million, and the amortization period has been extended to 30 years, enhancing financing accessibility. Furthermore, the federal government has announced new refinancing options to allow up to 90% of the property’s value. At the same time, low-interest loans for ADU construction have doubled to $80,000, with repayment terms of 15 years. These welcome changes will lower financial barriers and assist homeowners in creating secondary housing units, addressing both affordability and housing shortages. This intergenerational arrangement we set up over three decades ago was a win-win in every way. It provided mutual support, strengthened family bonds, and created a housing solution that benefited both generations. Seniors can age in place with dignity and companionship while younger generations gain access to affordable housing and the chance to learn from their elders. The laughter, shared meals, and stories crafted memories that will last a lifetime. Moreover, ADUs can help ease housing shortages and increase the availability of affordable rentals. They represent a practical, cost-effective method to utilize existing properties better. For families, they offer flexibility—a space for aging parents, adult children, or even potential rental income. For communities, they supply essential housing stock without necessitating large-scale development. For a deeper dive into ADUs, here's a link to a post we shared last year https://expertfile.com/spotlight/10346/additional-dwelling-units--adus- What's Old is New Again It's often said that many things come back in style if you wait long enough. This may hold for ADUs, simply an old concept whose time has come again. Nonetheless, ADUs empower our younger generation to afford housing and achieve homeownership. They also provide vital support for our older generations, enabling them to age in place while generating much-needed income for a dignified retirement. Reflecting on the past, I often ponder who saved whom. Grandma’s indomitable spirit and sharp humour made every bump in the road worthwhile. She would tease me about the crooked shelves we installed and joke that our kitchen was so small we could stir the soup without getting off the couch. In truth, she gave me more than I ever gave her. Her strength, love, and unwavering sense of humour helped me navigate one of the most challenging times in my life. The quirky basement we built in 1991 may not have been perfect, but it served its purpose. Today, as ADUs gain popularity, they represent more than just housing; they embody connection, resilience, and finding creative solutions to life’s challenges. Whether it’s a basement apartment, a backyard cottage, or a garage conversion, ADUs can foster connection and help families thrive—just as we did all those years ago. And as for Grandma? She demonstrated that a touch of humour, plenty of love, and the occasional jab at a priest could keep anyone young at heart. Every time I think of her now, I can’t help but smile and wonder if, somewhere, she’s still re-tarring driveways and asking herself, ‘What am I here after?’ Don’t Retire … Re-Wire! Sue

Biden’s Acts of Clemency Raise Awareness of the Power and Embolden Those Seeking a Second Chance, Villanova Law Professor Says

Just before the holiday season, as he entered his final month as President of the United States, Joe Biden announced that he would be granting clemency to roughly 1,500 American citizens. The clemency acts, which included sentence commutations for individuals placed on home confinement during the pandemic and pardons for 39 individuals with non-violent offenses, were touted by the administration as the most ever in a single day in modern history. A month later, on January 17, he commuted the sentences of roughly 2,500 individuals convicted of non-violent drug offenses, shattering December's mark and giving him the most pardons and commutations of any president in United States history. The unprecedented size of the actions has been underscored throughout The White House’s press materials and has headlined most subsequent news coverage. But for Anton Robinson, JD, associate professor of law and director of Villanova’s Caritas Clemency Clinic in the Charles Widger School of Law, the importance of the clemency went far beyond the impressive scale. “Acts like these bring much needed awareness to the clemency process, and to the epidemic of excessive sentencing in United States courtrooms,” Professor Robinson said. “At our clinic, we are already having people call to ask about opportunities for pardons and additional support for their cases.” Public perception of presidential acts of clemency can, at times, be marred by partisan divisiveness. To some, these latest acts were overshadowed by President Biden’s earlier pardon of his son, Hunter, and eyes are already on incoming President Trump regarding how he might handle those charged in relation to the January 6 insurrection. Professor Robinson acknowledges that acts like these can cause people to “rightfully question the power that is being used,” but those are the outliers, not the norms, and steer the conversation away from the root purpose of clemency. “People deserve a second chance,” Professor Robinson said. “There’s a tendency for system actors to focus primarily on the crime committed when considering whether a person’s sentence should be cut short. But many are different people today—sometimes decades later—than they were at the time of the crime’s commission. “There is also no shortage of individuals in prison for whom a charge doesn’t tell the whole story. For example, a young person’s involvement in a crime, while sufficient for a legal conviction, might be weighed differently today, given increasing acceptance of scientific research on the portion of the human brain which controls decision-making, impulse control and executive function. Research shows all of that continues to develop well into adulthood.” Determining who fits the criteria for clemency, Professor Robinson says, is not always easy to do. Collecting records of good behavior that illustrate change while in a carceral setting is much more difficult than collecting records of bad behavior. That’s why entities like the Caritas Clemency Clinic, in which Villanova Law students work directly on behalf of such clients under Professor Robinson’s guidance, spend so much time talking to anyone who has had a relationship with the incarcerated person. “What we often find is that despite being incarcerated and having very little given opportunity, these individuals make their own opportunities to build community and rich relationships and try their best to contribute to society in a positive way,” Professor Robinson said. A military veteran who helped church members in poor health perform tasks. A nurse who spearheaded COVID vaccination efforts and natural disaster response. A counselor who helps guide youth away from destructive behavior and involvement with gangs. Those are the types of actions Professor Robinson references, all of which were highlighted specifically in the White House’s fact sheet for President Biden's December acts, just before the words “The United States is a nation of second chances.” “I'm hoping that these large acts of clemency encourage folks to think, ‘Hey, what about my loved one? What about me? I am a completely different person than I was 20 years ago, what can I do to try to secure my freedom and my ability to live the life that I've missed out on?’” Professor Robinson said. “It really is a great opportunity to remind ourselves that people are far better than the worst things that they've ever done, and that we have an opportunity to acknowledge that as a society and to encourage more of this action, both on a federal and state level.”

Congestion Pricing Legal Gray Area

Hofstra Law Professor James Sample appeared on CBS News New York to give a legal analysis of the recent New York congestion pricing ruling.

What does the Israel-Hamas ceasefire mean

After 15 months of war Israeli Prime Minister, Benjamin Netanyahu, announced Wednesday, January 15, his in the process of receiving approval for ceasefire from his security Cabinet in order to further the truce with Hamas. This ceasefire is not only expected to stop a war that has taken more that 46,500 lives, but also the phased release of dozens of American hostages and hundreds of Palestinians. Reports reveal that the ceasefire may be in effect by the end of the week. How will American citizens respond to what appears to be a resolution to the conflict in the middle east?  International relations expert, Dr. Glen Duerr, has been a reliable source on the events occurring in the Middle East. Here are three valuable insights from a recent interview: Prime minister Benjamin Netanyahu needs the support from his security and full Cabinet to receive approval on will be a roughly six-week initial ceasefire phase. The Israel Supreme Court has up to 24 hours to approve The Prime Minister's ceasefire. It is estimated that the ceasefire will take full affect Sunday. What can we expect in the Middle East during the wait of the ceasefire? It was announced that there will be an emergency cabinet meeting held tomorrow renegotiating the deal after Prime Minister Netanyahu's office accused Hamas on reneging on part of the of the ceasefire. However a Hamas spokesperson Sami Abu Zuhri denied all accusations of Hamas reneging on the terms of the ceasefire. Is the conflict and delay of the ceasefire a prediction to the conflict that is to come? The first stage of the ceasefire will take about 6 weeks, allowing the phased release of American and Palestinian citizens. Hamas is expected to release at least 2 American citizens during the first phase and a a Senior administration official during the second phase. It is expected with each hostage released by Hamas a number of Palestinian detainees will be released. How will the phased release of Hamas hostages affect the culture of Americans?  If you are a journalist covering the ceasfire betweek Isreal and Hamas, look no further than our experts for valuable insight and expert knowledge. Dr. Duerr is an expert on this subject and is available to speak to media regarding this ongoing conflict in the Middle East and the ongoing the war between Israel and Hamas – simply click on his icon to arrange an interview. Or schedule an interview by contacting Mark Weinstein at mweinstein@cedarville.edu

#ExpertSpotlight: Give Peace a Chance?

The long-standing conflict between Israel and Palestine has been punctuated by numerous ceasefire agreements, each representing a pivotal attempt to reduce hostilities and lay the groundwork for peace. These agreements are not only crucial to understanding the complex history of this conflict but also serve as lessons in diplomacy, international mediation, and the challenges of achieving lasting peace in one of the world’s most contentious regions. This topic remains of significant public interest as it reflects ongoing struggles for justice, security, and coexistence. Key story angles include: Historical Context of Ceasefire Agreements: Analyzing landmark ceasefire deals, their terms, and the conditions that led to their creation. The Role of International Mediators: Exploring the involvement of global powers, such as the United Nations, the United States, and regional players, in brokering peace. Challenges in Sustaining Peace: Examining why many ceasefires have failed to lead to long-term solutions and the recurring obstacles to peace negotiations. Humanitarian Impact: Highlighting how ceasefires affect civilian populations, including access to humanitarian aid, rebuilding efforts, and displacement. Evolving Dynamics in the Conflict: Investigating how changing political landscapes, leadership, and international relations influence ceasefire efforts. The Path Forward: Discussing ongoing peace initiatives, grassroots efforts, and the role of global advocacy in supporting a just and sustainable resolution. The history of ceasefire agreements between Israel and Palestine offers a profound lens into the complexities of conflict resolution, the resilience of affected communities, and the enduring hope for peace. Connect with an expert about the history of peace attempts in the Middle East: To search our full list of experts visit www.expertfile.com